State Rankings & Insights
See how banks across MISSOURI rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 63.92%
- Median: 61.84%
- Min / Max: 20.52% — 160.12%
Top banks by Efficiency Ratio in MISSOURI
Count
207
Sum
13231.76%
Avg
63.92%
Median
61.84%
Min
20.52%
Max
160.12%
| Bank | City | Efficiency Ratio |
|---|---|---|
| PARAMOUNT BANK | HAZELWOOD | 160.12% |
| CLAY COUNTY SAVINGS BANK | LIBERTY | 120.05% |
| FOUR STATES BANK | CARTHAGE | 104.56% |
| FIRST FEDERAL BANK OF KS CTY | LEES SUMMIT | 104.04% |
| FARMBANK | GREEN CITY | 102.46% |
| UMB BANK&TRUST NATIONAL ASSN | KANSAS CITY | 99.91% |
| FMB BANK | WRIGHT CITY | 97.80% |
| NEIGHBORS BANK | CLARENCE | 97.14% |
| COMMERCIAL BANK | SAINT LOUIS | 90.16% |
| FIRST BANK | ST. LOUIS | 88.97% |
| FIRST BANK OF THE LAKE | OSAGE BEACH | 88.27% |
| SHERWOOD COMMUNITY BANK | CREIGHTON | 87.87% |
| NATIONAL ADVISORS TRUST CO | KANSAS CITY | 87.43% |
| WEST PLAINS S&LA | WEST PLAINS | 86.64% |
| BANK OF NEW CAMBRIA | NEW CAMBRIA | 85.98% |
| FLAT BRANCH BANK | RICHMOND | 85.68% |
| FCNB BANK | STEELVILLE | 85.62% |
| ALTON BANK | ALTON | 85.61% |
| FIRST STB OF ST CHARLES MO | ST. CHARLES | 85.25% |
| BANK OF MISSOURI | PERRYVILLE | 83.66% |
| BANK OF CROCKER | WAYNESVILLE | 83.51% |
| OZARKS FS&LA | FARMINGTON | 81.94% |
| NEW FRONTIER BANK | SAINT CHARLES | 81.85% |
| ALLIANT BANK | MADISON | 81.76% |
| KENNETT TRUST BANK | KENNETT | 81.37% |
| HOMEPRIDE BANK | MANSFIELD | 81.31% |
| EDWARD JONES TRUST CO | SAINT LOUIS | 81.29% |
| BANK OF FRANKLIN COUNTY | WASHINGTON | 81.14% |
| LEAD BANK | KANSAS CITY | 81.09% |
| CARROLL CNTY TR CARROLLTON M | CARROLLTON | 79.83% |
| SEYMOUR BANK | SEYMOUR | 79.42% |
| SILEX BANKING CO | SILEX | 78.58% |
| TRI-COUNTY TRUST CO | GLASGOW | 78.25% |
| COMMUNITY BANK&TRUST | NEOSHO | 78.14% |
| BANK OF IBERIA | IBERIA | 78.12% |
| FIRST NB OF NEVADA MISSOURI | NEVADA | 78.00% |
| STATE BANK OF SOUTHWEST MO | SPRINGFIELD | 77.94% |
| COMMERCIAL TR CO OF FAYETTE | FAYETTE | 77.66% |
| CITIZENS COMMUNITY BANK | PILOT GROVE | 77.57% |
| BANK OF HOUSTON | HOUSTON | 76.68% |
| HOME S&LA OF CARROLL CNTY FA | NORBORNE | 76.42% |
| BANK OF BROOKFIELD PURDIN NA | BROOKFIELD | 75.66% |
| ST JOHNS BANK&TRUST CO | SAINT LOUIS | 75.19% |
| LIMEBANK | BOLIVAR | 74.94% |
| ARLO BANK | SPRINGFIELD | 74.54% |
| AMERICAN BANK OF FREEDOM | WELLSVILLE | 74.51% |
| SECURITY BK OF PULASKI CNTY | SAINT ROBERT | 74.21% |
| ACADEMY BANK NATIONAL ASSN | KANSAS CITY | 73.22% |
| F&M BANK&TRUST CO | HANNIBAL | 73.21% |
| UNICO BANK | MINERAL POINT | 72.96% |
| ROYAL BANKS OF MISSOURI | UNIVERSITY CITY | 72.65% |
| TBO BANK | ORRICK | 72.60% |
| CITIZENS BANK OF ROGERSVILLE | ROGERSVILLE | 72.41% |
| MARIES COUNTY BANK | VIENNA | 72.25% |
| SOUTHWEST MISSOURI BANK | CARTHAGE | 72.16% |
| SECURITY BANK OF THE OZARKS | EMINENCE | 71.92% |
| CITIZENS BANK&TRUST | ROCK PORT | 71.78% |
| BANK STAR | PACIFIC | 71.58% |
| INVESTORS COMMUNITY BANK | CHILLICOTHE | 71.26% |
| PARKSIDE FINANCIAL B&T | CLAYTON | 71.10% |
| MA BANK | MACON | 70.99% |
| COMMUNITY BK PLEASANT HILL | PLEASANT HILL | 70.85% |
| FARMERS&MERCHANTS BK ST CLAI | SAINT CLAIR | 70.69% |
| MIDWEST REGIONAL BANK | CLAYTON | 70.42% |
| FARMERS STATE BANK | CAMERON | 70.13% |
| MONTGOMERY BANK | SIKESTON | 69.64% |
| PEOPLES BANK OF ALTENBURG | ALTENBURG | 69.45% |
| TPNB BANK | PARIS | 69.36% |
| PHELPS COUNTY BANK | ROLLA | 68.92% |
| COUNTRY CLUB BANK | KANSAS CITY | 68.84% |
| BANK OF BILLINGS | BILLINGS | 68.72% |
| PREFERRED BANK | ROTHVILLE | 68.47% |
| CALLAWAY BANK | FULTON | 68.31% |
| FIRST STATE BANK OF PURDY | PURDY | 67.44% |
| CNB ST LOUIS BANK | MAPLEWOOD | 67.08% |
| CITIZENS BANK | NEW HAVEN | 67.06% |
| FIRST INDEPENDENT BANK | AURORA | 67.01% |
| 1ST ADVANTAGE BANK | SAINT PETERS | 66.63% |
| FOCUS BANK | CHARLESTON | 66.42% |
| O BANNON BANKING CO | BUFFALO | 66.39% |
| COUNTY BANK | BRUNSWICK | 66.05% |
| BANK OF SALEM | SALEM | 65.96% |
| EXCHANGE BANK OF NE MO | KAHOKA | 65.85% |
| GUARANTY BANK | SPRINGFIELD | 65.67% |
| PROGRESSIVE OZARK BANK | SALEM | 65.55% |
| FIRST SECURITY BANK | UNION STAR | 65.27% |
| UNITED BANK OF UNION | UNION | 64.78% |
| PEOPLES BANK | CUBA | 64.73% |
| FIRST MIDWEST BANK OF DEXTER | DEXTER | 64.11% |
| WEST PLAINS BANK&TRUST CO | WEST PLAINS | 63.98% |
| PEOPLES BANK&TRUST CO | TROY | 63.86% |
| COMMUNITY FIRST BANKING CO | WEST PLAINS | 63.64% |
| COMMUNITY BANK OF MEMPHIS | MEMPHIS | 63.61% |
| AMERICAS COMMUNITY BANK | BLUE SPRINGS | 63.07% |
| UNITED SECURITY BANK | FULTON | 63.06% |
| BANK OF WESTON | WESTON | 62.92% |
| FARMERS BANK OF NORTHERN MO | UNIONVILLE | 62.85% |
| MIDWEST IND BANKERSBANK | JEFFERSON CITY | 62.81% |
| FIRST MO STB OF CAPE COUNTY | CAPE GIRARDEAU | 62.80% |
| BRANSON BANK | BRANSON | 62.34% |
| CORNER STONE BANK | SOUTH WEST CITY | 62.34% |
| EXCHANGE BANK OF MISSOURI | FAYETTE | 62.33% |
| HAWTHORN BANK | JEFFERSON CITY | 62.07% |
| CHILLICOTHE STATE BANK | CHILLICOTHE | 61.84% |
| INDEPENDENT FARMERS BANK | MAYSVILLE | 61.67% |
| PEOPLES SB OF RHINELAND | RHINELAND | 61.67% |
| METZ BANKING CO | NEVADA | 61.57% |
| OAKSTAR BANK | SPRINGFIELD | 61.53% |
| ST LOUIS BANK | SAINT LOUIS | 61.35% |
| FIRST MW BANK OF THE OZARKS | POPLAR BLUFF | 61.27% |
| NORTH AMERICAN SB FSB | GRANDVIEW | 61.23% |
| COMMUNITY BANK OF MISSOURI | RICHMOND | 61.11% |
| HAMILTON BANK | HAMILTON | 60.83% |
| PEOPLES BK OF MONITEAU CNTY | JAMESTOWN | 60.77% |
| CONCORDIA BK OF CONCORDIA MO | CONCORDIA | 60.66% |
| ALLIANCE BANK | CAPE GIRARDEAU | 60.60% |
| OZARK BANK | OZARK | 60.55% |
| PEOPLES COMMUNITY BANK | GREENVILLE | 60.34% |
| BLUE RIDGE BANK&TRUST CO | INDEPENDENCE | 60.30% |
| SULLIVAN BANK | SULLIVAN | 60.14% |
| FREEDOM BANK OF SOUTHERN MO | CASSVILLE | 60.11% |
| HERITAGE BANK OF THE OZARKS | LEBANON | 59.75% |
| HOMEBANK | PALMYRA | 59.68% |
| BTC BANK | BETHANY | 59.66% |
| STATE BANK OF MISSOURI | CONCORDIA | 59.63% |
| BANK OF WASHINGTON | WASHINGTON | 59.40% |
| UMB BANK NATIONAL ASSN | KANSAS CITY | 59.38% |
| STERLING BANK | POPLAR BLUFF | 59.37% |
| GREAT SOUTHERN BANK | REEDS SPRING | 59.28% |
| TOWN&COUNTRY BANK | SALEM | 59.20% |
| BANK OF NEW MADRID | NEW MADRID | 58.70% |
| FIRST MISSOURI BANK OF SEMO | KENNETT | 58.58% |
| HERITAGE COMMUNITY BANK | UNION | 58.32% |
| BANK 21 | CARROLLTON | 58.32% |
| NORTHEAST MISSOURI STB | KIRKSVILLE | 58.15% |
| COMMUNITY BANK OF RAYMORE | RAYMORE | 57.97% |
| MID-MISSOURI BANK | SPRINGFIELD | 57.86% |
| BELGRADE STATE BANK | BELGRADE | 57.85% |
| ENTERPRISE BANK&TRUST | CLAYTON | 57.70% |
| CITIZENS BANK OF THE MIDWEST | ROLLA | 57.67% |
| REGIONAL MISSOURI BANK | MARCELINE | 57.54% |
| COMMUNITY BANK OF MARSHALL | MARSHALL | 57.36% |
| LAMAR BANK&TRUST CO | LAMAR | 57.27% |
| WOOD&HUSTON BANK | MARSHALL | 57.18% |
| MIDWEST BANKCENTRE | LEMAY | 57.17% |
| NODAWAY VALLEY BANK | MARYVILLE | 56.69% |
| BANK OF GRANDIN | GRANDIN | 56.58% |
| VERIMORE BANK | BROOKFIELD | 56.04% |
| SENATH STATE BANK | SENATH | 55.95% |
| COMMERCE BANK | KANSAS CITY | 55.51% |
| CITIZENS BANK | BUTLER | 54.28% |
| PEOPLES BANK OF WYACONDA MO | KAHOKA | 54.01% |
| ADRIAN BANK | ADRIAN | 53.72% |
| UNITED STATE BANK | LEWISTOWN | 53.66% |
| KEARNEY TRUST CO | KEARNEY | 53.54% |
| SOUTHERN BANK | POPLAR BLUFF | 53.49% |
| COMMUNITY STB OF MISSOURI | BOWLING GREEN | 52.86% |
| MID AMERICA BANK | JEFFERSON CITY | 52.23% |
| GOPPERT FINANCIAL BANK | LATHROP | 51.99% |
| FIRST STATE B&T CO INC | CARUTHERSVILLE | 51.97% |
| OMB BANK | SPRINGFIELD | 51.85% |
| F&C BANK | HOLDEN | 51.26% |
| MISSOURI BANK | WARRENTON | 51.24% |
| TIPTON LATHAM BANK NA | TIPTON | 51.14% |
| BLOOMSDALE BANK | BLOOMSDALE | 51.10% |
| LINDELL BANK&TRUST CO | ST. LOUIS | 50.93% |
| COMMUNITY POINT BANK | RUSSELLVILLE | 50.92% |
| CENTURY BANK OF THE OZARKS | GAINESVILLE | 50.90% |
| FIRST STATE COMMUNITY BANK | FARMINGTON | 50.64% |
| CITIZENS-FARMERS BK COLE CAM | COLE CAMP | 50.60% |
| CENTRAL TRUST BANK | JEFFERSON CITY | 50.59% |
| BANK OF GRAIN VALLEY | GRAIN VALLEY | 50.50% |
| BANK OF ADVANCE | ADVANCE | 50.13% |
| TABLE ROCK COMMUNITY BANK | KIMBERLING CITY | 49.95% |
| PONY EXPRESS BANK | BRAYMER | 48.78% |
| JONESBURG STATE BANK | JONESBURG | 48.74% |
| PEOPLES BANK OF SENECA | SENECA | 48.52% |
| TRIAD BANK | FRONTENAC | 48.13% |
| MRV BANKS | SAINTE GENEVIEVE | 48.12% |
| CONNECTIONS BANK | PLATTE CITY | 48.08% |
| CITIZENS BANK OF ELDON | ELDON | 48.08% |
| COMMUNITY BK EL DORADO SPRIN | EL DORADO SPRING | 47.71% |
| FIRST MISSOURI STATE BANK | POPLAR BLUFF | 47.25% |
| COMMUNITY FIRST BANK | BUTLER | 46.96% |
| MONTROSE SAVINGS BANK | MONTROSE | 46.22% |
| BANK OF VERSAILLES | VERSAILLES | 45.49% |
| ST CLAIR COUNTY STATE BANK | OSCEOLA | 45.17% |
| HNB NATIONAL BANK | HANNIBAL | 44.74% |
| BANK NORTHWEST | HAMILTON | 44.49% |
| SECURITY BANK OF SW MO | CASSVILLE | 44.37% |
| NEW ERA BANK | FREDERICKTOWN | 43.90% |
| BANK OF MONTICELLO | MONTICELLO | 43.60% |
| CITIZENS BANK OF CHARLESTON | CHARLESTON | 43.38% |
| BANK OF OLD MONROE | OLD MONROE | 42.22% |
| FARMERS BANK OF LOHMAN MO | JEFFERSON CITY | 41.28% |
| LEGENDS BANK | LINN | 41.09% |
| M1 BANK | CLAYTON | 40.37% |
| COMMUNITY STATE BANK | SHELBINA | 40.30% |
| PUTNAM COUNTY STATE BANK | UNIONVILLE | 40.07% |
| CASS COMMERCIAL BANK | DES PERES | 38.30% |
| STIFEL TRUST CO NA | SAINT LOUIS | 38.05% |
| CITIZENS BANK OF EDINA | EDINA | 35.37% |
| BANK OF ODESSA | ODESSA | 34.40% |
| LEGACY BANK&TRUST CO | MOUNTAIN GROVE | 29.80% |
| CENTRAL BANK OF KANSAS CITY | KANSAS CITY | 27.12% |
| STIFEL BANK&TRUST | SAINT LOUIS | 26.63% |
| STIFEL BANK | SAINT LOUIS | 20.52% |