State Rankings & Insights
See how banks across INDIANA rank on Efficiency Ratio for 2025Q1. Values are reported in percentage terms as of 2025-03-31. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 82.58%
- Median: 69.03%
- Min / Max: 23.48% — 1220.00%
Top banks by Efficiency Ratio in INDIANA
KENTLAND FS&LA – KENTLANDUNITED FIDELITY BANK FSB – EVANSVILLEFARMERS&MECHANICS FSB – BLOOMFIELDHOMETOWN SAVINGS BANK – TERRE HAUTEPEOPLES TRUST&SAVINGS BANK – BOONVILLEEVERENCE TRUST CO – GOSHENFIRST FEDERAL SAVINGS BANK – EVANSVILLEHOME BANK SB – MARTINSVILLENEW COVENANT TRUST CO NA – JEFFERSONVILLESCOTTSBURG BLDG&LA – SCOTTSBURG
Count
93
Sum
7680.17%
Avg
82.58%
Median
69.03%
Min
23.48%
Max
1220.00%
| Bank | City | Efficiency Ratio |
|---|---|---|
| KENTLAND FS&LA | KENTLAND | 1220.00% |
| UNITED FIDELITY BANK FSB | EVANSVILLE | 127.05% |
| FARMERS&MECHANICS FSB | BLOOMFIELD | 115.28% |
| HOMETOWN SAVINGS BANK | TERRE HAUTE | 110.38% |
| PEOPLES TRUST&SAVINGS BANK | BOONVILLE | 106.69% |
| EVERENCE TRUST CO | GOSHEN | 97.42% |
| FIRST FEDERAL SAVINGS BANK | EVANSVILLE | 95.77% |
| HOME BANK SB | MARTINSVILLE | 94.61% |
| NEW COVENANT TRUST CO NA | JEFFERSONVILLE | 93.67% |
| SCOTTSBURG BLDG&LA | SCOTTSBURG | 93.37% |
| FIRST FS&LA OF GREENSBURG | GREENSBURG | 93.20% |
| SECURITY FSB | LOGANSPORT | 93.18% |
| PEOPLES BANK | MUNSTER | 91.54% |
| HENDRICKS COUNTY B&T CO | BROWNSBURG | 87.12% |
| PEOPLES CMTY BK SB MONTICELL | MONTICELLO | 86.05% |
| BOONVILLE FSB | BOONVILLE | 85.83% |
| FARMERS&MERCHANTS BANK | BOSWELL | 85.77% |
| TRI-COUNTY BANK&TRUST CO | ROACHDALE | 85.00% |
| FIRST FSB OF WASHINGTON | WASHINGTON | 84.22% |
| FRIENDSHIP STATE BANK | FRIENDSHIP | 82.91% |
| FIRST NATIONAL BANK | CLOVERDALE | 81.64% |
| WAYNE BANK&TRUST CO | RICHMOND | 80.81% |
| LNB COMMUNITY BANK | LYNNVILLE | 80.70% |
| LOGANSPORT SAVINGS BANK | LOGANSPORT | 80.12% |
| FIRST STATE BANK OF PORTER | PORTER | 79.55% |
| HOOSIER HEARTLAND STATE BANK | CRAWFORDSVILLE | 78.66% |
| FIRST FEDERAL SAVINGS BANK | ROCHESTER | 76.87% |
| MUTUAL SAVINGS BANK | FRANKLIN | 76.86% |
| COMMUNITY STATE BANK | ROYAL CENTER | 75.83% |
| OWEN COUNTY STATE BANK | SPENCER | 75.58% |
| FCN BANK NATIONAL ASSN | BROOKVILLE | 75.01% |
| BATH STATE BANK | BATH | 74.77% |
| SPENCER COUNTY BANK | SANTA CLAUS | 74.76% |
| UNION SAVINGS&LOAN ASSN | CONNERSVILLE | 74.33% |
| JACKSON COUNTY BANK | SEYMOUR | 73.99% |
| PEOPLES STATE BANK | ELLETTSVILLE | 73.14% |
| NEW WASHINGTON STATE BANK | NEW WASHINGTON | 73.10% |
| RIDDELL NATIONAL BANK | BRAZIL | 72.89% |
| FARMERS BANK FRANKFORT IN | FRANKFORT | 72.53% |
| STAR FINANCIAL BANK | FORT WAYNE | 71.93% |
| FIRST BANK RICHMOND | RICHMOND | 70.23% |
| DEMOTTE STATE BANK | DEMOTTE | 70.21% |
| CROSSROADS BANK | WABASH | 69.91% |
| AMERICAN CMTY BANK OF IN | SAINT JOHN | 69.68% |
| FIRST FSB OF ANGOLA | ANGOLA | 69.48% |
| STATE BANK | BROWNSBURG | 69.40% |
| CLEARPOINT FEDERAL B&T | BATESVILLE | 69.03% |
| FIRST NB OF MONTEREY | MONTEREY | 68.99% |
| CITIZENS STB NEW CASTLE | NEW CASTLE | 68.72% |
| STATE BANK OF MEDORA | MEDORA | 67.97% |
| CAMPBELL&FETTER BANK | KENDALLVILLE | 67.50% |
| FAIRMOUNT STATE BANK | FAIRMOUNT | 65.96% |
| BEDFORD FEDERAL SAVINGS BANK | BEDFORD | 65.96% |
| FIRST SAVINGS BANK | JEFFERSONVILLE | 65.73% |
| COMMUNITY STATE BANK | BROOK | 65.66% |
| PEOPLES BANK | BROWNSTOWN | 65.50% |
| HOME NB OF THORNTOWN | THORNTOWN | 65.14% |
| COMMUNITY FIRST BANK OF IN | KOKOMO | 64.57% |
| SPRINGS VALLEY BANK&TRUST CO | FRENCH LICK | 63.85% |
| COMMUNITY STATE BANK | AVILLA | 63.80% |
| CITIZENS BANK | MOORESVILLE | 63.57% |
| KENTLAND BANK | KENTLAND | 61.48% |
| FIRST HARRISON BANK | CORYDON | 61.19% |
| FARMERS&MERCHANTS BANK | LAOTTO | 61.06% |
| FIRST INTERNET BANK OF IN | FISHERS | 60.98% |
| NATIONAL BANK OF INPOLIS | INDIANAPOLIS | 60.85% |
| FIRST FEDERAL SAVINGS BANK | HUNTINGTON | 60.67% |
| FIRST STB OF MIDDLEBURY | MIDDLEBURY | 60.67% |
| MID-SOUTHERN SB FSB | SALEM | 60.02% |
| CENTREBANK | VEEDERSBURG | 59.33% |
| FOWLER STATE BANK | FOWLER | 59.06% |
| FOUNTAIN TRUST CO | COVINGTON | 58.49% |
| GERMAN AMERICAN BANK | JASPER | 57.11% |
| FIRST BANK OF BERNE | BERNE | 55.88% |
| NAPOLEON STATE BANK | NAPOLEON | 55.80% |
| FIRST FINANCIAL BANK NA | TERRE HAUTE | 55.34% |
| FIRST MERCHANTS BANK | MUNCIE | 55.27% |
| BANK OF WOLCOTT | WOLCOTT | 54.77% |
| GREENFIELD BANKING CO | GREENFIELD | 54.07% |
| BIPPUS STATE BANK | HUNTINGTON | 53.66% |
| HORIZON BANK | MICHIGAN CITY | 53.29% |
| GARRETT STATE BANK | GARRETT | 52.94% |
| NORTH SALEM STATE BANK | NORTH SALEM | 52.50% |
| FARMERS STATE BANK | LAGRANGE | 51.38% |
| OLD NATIONAL BANK | EVANSVILLE | 51.04% |
| 1ST SOURCE BANK | SOUTH BEND | 49.41% |
| FREEDOM BANK | HUNTINGBURG | 48.26% |
| ALLIANCE BANK | FRANCESVILLE | 47.84% |
| LAKE CITY BANK | WARSAW | 47.33% |
| FIRST FARMERS BANK&TRUST CO | CONVERSE | 47.28% |
| CENTIER BANK | WHITING | 45.13% |
| MERCHANTS BANK OF INDIANA | CARMEL | 41.60% |
| GRANT COUNTY STATE BANK | SWAYZEE | 23.48% |