State Rankings & Insights
See how banks across MICHIGAN rank on Cost of Funding Earning Assets for 2024Q3. Values are reported in percentage terms as of 2024-09-30. Browse the table below or jump directly to an institution’s call‑report profile.
- Average: 1.67%
- Median: 1.64%
- Min / Max: 0.00% — 4.26%
Top banks by Cost of Funding Earning Assets in MICHIGAN
NORTHPOINTE BANK – GRAND RAPIDSAUTO CLUB TRUST FSB – DEARBORNFIRST NB OF AMERICA – EAST LANSINGSTERLING BANK&TRUST FSB – SOUTHFIELDMI BANK – BLOOMFIELD TOWNSFIRST NB OF MICHIGAN – KALAMAZOOGRAND RIVER BANK – GRANDVILLESOUTHERN MICHIGAN BANK&TRUST – COLDWATERFIRST INDEPENDENCE BANK – DETROITMERCANTILE BANK – GRAND RAPIDS
Count
79
Sum
131.64%
Avg
1.67%
Median
1.64%
Min
0.00%
Max
4.26%
| Bank | City | Cost of Funding Earning Assets |
|---|---|---|
| NORTHPOINTE BANK | GRAND RAPIDS | 4.26% |
| AUTO CLUB TRUST FSB | DEARBORN | 3.69% |
| FIRST NB OF AMERICA | EAST LANSING | 3.64% |
| STERLING BANK&TRUST FSB | SOUTHFIELD | 3.59% |
| MI BANK | BLOOMFIELD TOWNS | 3.16% |
| FIRST NB OF MICHIGAN | KALAMAZOO | 2.87% |
| GRAND RIVER BANK | GRANDVILLE | 2.86% |
| SOUTHERN MICHIGAN BANK&TRUST | COLDWATER | 2.54% |
| FIRST INDEPENDENCE BANK | DETROIT | 2.49% |
| MERCANTILE BANK | GRAND RAPIDS | 2.49% |
| WEST MICHIGAN COMMUNITY BANK | HUDSONVILLE | 2.41% |
| DART BANK | MASON | 2.40% |
| COMMUNITY UNITY BANK | BIRMINGHAM | 2.36% |
| STATE BANK | FENTON | 2.35% |
| WEST SHORE BANK | LUDINGTON | 2.19% |
| STURGIS BANK&TRUST CO | STURGIS | 2.17% |
| CITIZENS STATE BANK | ROYAL OAK | 2.12% |
| UNION BANK | GRAND RAPIDS | 2.11% |
| INDEPENDENT BANK | GRAND RAPIDS | 2.08% |
| FIRST STATE BANK | EASTPOINTE | 2.06% |
| BAYBANK | GLADSTONE | 2.05% |
| UNITED BANK OF MICHIGAN | GRAND RAPIDS | 2.05% |
| RANGE BANK | MARQUETTE | 2.03% |
| BANK MICHIGAN | BROOKLYN | 1.96% |
| UPPER PENINSULA STATE BANK | ESCANABA | 1.95% |
| UNIVERSITY BANK | ANN ARBOR | 1.95% |
| EATON COMMUNITY BANK | CHARLOTTE | 1.91% |
| NORTHSTAR BANK | BAD AXE | 1.89% |
| SUPERIOR NATIONAL BANK | HANCOCK | 1.88% |
| BANK OF ANN ARBOR | ANN ARBOR | 1.85% |
| ISABELLA BANK | MOUNT PLEASANT | 1.84% |
| COUNTY NATIONAL BANK | HILLSDALE | 1.84% |
| CHOICEONE BANK | SPARTA | 1.81% |
| TRI-COUNTY BANK | BROWN CITY | 1.81% |
| ALDEN STATE BANK | ALDEN | 1.78% |
| FIRST BANK UPPER MICHIGAN | GLADSTONE | 1.77% |
| HURON VALLEY STATE BANK | MILFORD | 1.75% |
| LAKE-OSCEOLA STATE BANK | BALDWIN | 1.72% |
| STATE SB OF MANISTIQUE | MANISTIQUE | 1.64% |
| 1ST STATE BANK | SAGINAW | 1.64% |
| THUMB BANK&TRUST | PIGEON | 1.61% |
| SIDNEY STATE BANK | SIDNEY | 1.58% |
| PEOPLES STB OF MUNISING | MUNISING | 1.57% |
| MINERS STATE BANK | IRON RIVER | 1.55% |
| HONOR BANK | HONOR | 1.55% |
| HURON COMMUNITY BANK | EAST TAWAS | 1.52% |
| STATE SAVINGS BANK | FRANKFORT | 1.49% |
| HIGHPOINT COMMUNITY BANK | HASTINGS | 1.44% |
| COMMERCIAL BANK | ITHACA | 1.43% |
| CENTRAL SAVINGS BANK | SAULT SAINTE MAR | 1.41% |
| NORTHERN INTERSTATE BANK N A | NORWAY | 1.33% |
| OXFORD BANK | OXFORD | 1.31% |
| CHELSEA STATE BANK | CHELSEA | 1.26% |
| FIRST NB OF ST IGNACE | ST. IGNACE | 1.25% |
| CAPITOL NATIONAL BANK | LANSING | 1.20% |
| DEARBORN FSB | DEARBORN | 1.18% |
| HURON STATE BANK | ROGERS CITY | 1.17% |
| GOGEBIC RANGE BANK | IRONWOOD | 1.16% |
| SHELBY STATE BANK | SHELBY | 1.11% |
| BAY PORT STATE BANK | BAY PORT | 1.11% |
| FIRST NATIONAL BANK&TRUST CO | IRON MOUNTAIN | 1.10% |
| BLISSFIELD STATE BANK | BLISSFIELD | 1.10% |
| CENTURY BANK&TRUST | COLDWATER | 1.04% |
| FIRST STATE BANK OF DECATUR | DECATUR | 0.98% |
| G W JONES EXCHANGE BANK | MARCELLUS | 0.98% |
| MACATAWA BANK | HOLLAND | 0.97% |
| CITIZENS NB OF CHEBOYGAN | CHEBOYGAN | 0.93% |
| PORT AUSTIN STATE BANK | PORT AUSTIN | 0.92% |
| CHARLEVOIX STATE BANK | CHARLEVOIX | 0.92% |
| MAYVILLE STATE BANK | MAYVILLE | 0.91% |
| EASTERN MICHIGAN BANK | CROSWELL | 0.87% |
| FIRST COMMUNITY BANK | HARBOR SPRINGS | 0.75% |
| HOMESTEAD SAVINGS BANK | ALBION | 0.59% |
| FIRST NB OF WAKEFIELD | WAKEFIELD | 0.50% |
| FREELAND STATE BANK | FREELAND | 0.43% |
| KALAMAZOO COUNTY STATE BANK | SCHOOLCRAFT | 0.41% |
| JPMORGAN CHASE BANK DEARBORN | DEARBORN | 0.05% |
| COMERICA B&T NA | ANN ARBOR | 0.00% |
| PLANTE MORAN TRUST NA | SOUTHFIELD | 0.00% |