Grand River Bank
Grandville, MI
IDRSSD: 3812147
Total Assets
$522.31M
Latest filing
Total Deposits
$451.74M
Latest filing
Net Interest Margin
2.78%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Grand River Bank
4471 Wilson Ave Sw
Grandville, MI 49418
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/30/2009FDIC Certificate 468282
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Grand River Bank (Main) | 4471 Wilson Ave Sw | Grandville, MI |
| CRAHEN BRANCH | 50 Crahen Ave Ne | Grand Rapids, MI |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/30/2009 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49418 |
| State and County Number | 26081 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Grand Rapids-Kentwood, MI |
Operational Info
| Number of Employees | 63 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/09/2022 |
| Date of Deposit Insurance | 04/30/2009 |
| Primary Insurance Agency | DIF |
| Website | www.grandriverbank.com |
| Data Updated | 11/14/2025 |
| CERT | 58789 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $522.31M |
| Total Deposits | $451.74M |
| Total Liabilities | $472.16M |
| Total Equity Capital | $50.15M |
| Net Income | $548.00k |
| Net Loans and Leases | $439.65M |
| Assets Per Employee ($Millions) | $8.56M |
| Bank Premises and Fixed Assets | $2.48M |
| Cash and Balances due from Depository Institutions | $53.58M |
| Deposits Held in Domestic Offices | $451.74M |
Key Performance Ratios
| Return on Assets (ROA) | 0.42% |
| Return on Equity (ROE) | 4.4% |
| Net Interest Margin | 2.78% |
| Efficiency Ratio | 81.91% |
| Tier 1 Risk-Based Capital Ratio | 12.212% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.602% |
| Earning Assets to total Assets | 97.5% |
Income and Expense
| Total Interest Income | $6.73M |
| Total Noninterest Income | $131.00k |
| Total Interest Expense | $3.23M |
| Total Noninterest Expense | $2.98M |
| Net Interest Income | $3.50M |
| Pre-tax Net Operating Income | $691.00k |
| Provision for Credit Losses | $-34,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $3.00k |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.92M |
| Total Liabilities and Capital | $522.31M |
Securities
| Securities | $17.14M |
| Available-for-sale debt securities | $17.14M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand River Bank?
$522.31M as of the latest filing.
How much are Grand River Bank's total deposits?
$451.74M in total deposits.
Where is Grand River Bank located?
Grandville, MI.
What is the Net Interest Margin?
2.78%.
How many domestic offices does it operate?
2.
When was it established?
04/30/2009.
What is the Return on Assets (ROA)?
0.42%.
How much are total loans and leases?
$439.65M (latest filing).
What is the total interest income (latest filing)?
$6.73M.