Grand River Bank
Grandville, MI
IDRSSD: 3812147
Total Assets
$516.32M
Latest filing
Total Deposits
$446.43M
Latest filing
Net Interest Margin
2.85%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
072414378GRANDVILLE, MI
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Grand River Bank
4471 Wilson Ave Sw
Grandville, MI 49418
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/30/2009FDIC Certificate 468282
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Grand River Bank (Main) | 4471 Wilson Ave Sw | Grandville, MI |
| CRAHEN BRANCH | 50 Crahen Ave Ne | Grand Rapids, MI |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 04/30/2009 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 49418 |
| State and County Number | 26081 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Grand Rapids-Kentwood, MI |
Operational Info
| Number of Employees | 61 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/09/2022 |
| Date of Deposit Insurance | 04/30/2009 |
| Primary Insurance Agency | DIF |
| Website | www.grandriverbank.com |
| Data Updated | 01/30/2026 |
| CERT | 58789 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $516.32M |
| Total Deposits | $446.43M |
| Total Liabilities | $466.88M |
| Total Equity Capital | $49.45M |
| Net Income | $641.00k |
| Net Loans and Leases | $441.39M |
| Assets Per Employee ($Millions) | $8.07M |
| Bank Premises and Fixed Assets | $2.31M |
| Cash and Balances due from Depository Institutions | $46.58M |
| Deposits Held in Domestic Offices | $446.43M |
Key Performance Ratios
| Return on Assets (ROA) | 0.49% |
| Return on Equity (ROE) | 5.15% |
| Net Interest Margin | 2.85% |
| Efficiency Ratio | 80.46% |
| Tier 1 Risk-Based Capital Ratio | 11.984% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.577% |
| Earning Assets to total Assets | 97.56% |
Income and Expense
| Total Interest Income | $6.76M |
| Total Noninterest Income | $178.00k |
| Total Interest Expense | $3.14M |
| Total Noninterest Expense | $3.05M |
| Net Interest Income | $3.61M |
| Pre-tax Net Operating Income | $813.00k |
| Provision for Credit Losses | $-72,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $-1,000 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $17.50M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.95M |
| Total Liabilities and Capital | $516.32M |
Securities
| Securities | $16.84M |
| Available-for-sale debt securities | $16.84M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Grand River Bank?
$516.32M as of the latest filing.
How much are Grand River Bank's total deposits?
$446.43M in total deposits.
Where is Grand River Bank located?
Grandville, MI.
What is the Net Interest Margin?
2.85%.
How many domestic offices does it operate?
2.
When was it established?
04/30/2009.
What is the Return on Assets (ROA)?
0.49%.
How much are total loans and leases?
$441.39M (latest filing).
What is the total interest income (latest filing)?
$6.76M.