Northpointe Bank
Grand Rapids, MI
IDRSSD: 2737980
Total Assets
$6.84B
Latest filing
Total Deposits
$4.78B
Latest filing
Net Interest Margin
2.55%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Northpointe Bank
3333 Deposit Dr Ne
Grand Rapids, MI 49546
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/21/1999FDIC Certificate 62127
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Northpointe Bank (Main) | 3333 Deposit Dr Ne | Grand Rapids, MI | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/21/1999 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 49546 |
| State and County Number | 26081 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Grand Rapids-Kentwood, MI |
Operational Info
| Number of Employees | 481 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/09/2022 |
| Date of Deposit Insurance | 05/21/1999 |
| Primary Insurance Agency | DIF |
| Website | www.northpointe.com |
| Data Updated | 11/14/2025 |
| CERT | 34953 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $6.84B |
| Total Deposits | $4.78B |
| Total Liabilities | $6.20B |
| Total Equity Capital | $642.67M |
| Net Income | $23.24M |
| Net Loans and Leases | $6.21B |
| Assets Per Employee ($Millions) | $14.25M |
| Bank Premises and Fixed Assets | $28.16M |
| Cash and Balances due from Depository Institutions | $419.16M |
| Deposits Held in Domestic Offices | $4.78B |
Key Performance Ratios
| Return on Assets (ROA) | 1.4% |
| Return on Equity (ROE) | 14.85% |
| Net Interest Margin | 2.55% |
| Efficiency Ratio | 51.56% |
| Tier 1 Risk-Based Capital Ratio | 10.965% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.05% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.397% |
| Earning Assets to total Assets | 97.06% |
Income and Expense
| Total Interest Income | $101.84M |
| Total Noninterest Income | $24.09M |
| Total Interest Expense | $60.83M |
| Total Noninterest Expense | $33.71M |
| Net Interest Income | $41.01M |
| Pre-tax Net Operating Income | $30.56M |
| Provision for Credit Losses | $829.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.34M |
| Other borrowed funds | $1.29B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $75.00M |
| All Other Liabilities | $49.36M |
| Total Liabilities and Capital | $6.84B |
Securities
| Securities | $6.09M |
| Available-for-sale debt securities | $4.75M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Northpointe Bank?
$6.84B as of the latest filing.
How much are Northpointe Bank's total deposits?
$4.78B in total deposits.
Where is Northpointe Bank located?
Grand Rapids, MI.
What is the Net Interest Margin?
2.55%.
How many domestic offices does it operate?
1.
When was it established?
05/21/1999.
What is the Return on Assets (ROA)?
1.4%.
How much are total loans and leases?
$6.21B (latest filing).
What is the total interest income (latest filing)?
$101.84M.