The Wilson State Bank

Wilson, KS
IDRSSD: 501655
Total Assets
$121.98M
Latest filing
Total Deposits
$104.53M
Latest filing
Net Interest Margin
3.83%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date07/16/1886
Community BankYes
Ownership TypeNot Mutual
ZIP67490
State and County Number20053
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees26
Domestic Offices4
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.wilsonstatebank.net
Data Updated11/14/2025
CERT12136
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$121.98M
Total Deposits$104.53M
Total Liabilities$112.14M
Total Equity Capital$9.84M
Net Income$305.00k
Net Loans and Leases$84.82M
Assets Per Employee ($Millions)$5.08M
Bank Premises and Fixed Assets$1.94M
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$104.53M

Key Performance Ratios

Return on Assets (ROA)1%
Return on Equity (ROE)12.83%
Net Interest Margin3.83%
Efficiency Ratio72.28%
Tier 1 Risk-Based Capital Ratio12.528%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.03%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.07%
Earning Assets to total Assets93.89%

Income and Expense

Total Interest Income$1.55M
Total Noninterest Income$71.00k
Total Interest Expense$453.00k
Total Noninterest Expense$845.00k
Net Interest Income$1.10M
Pre-tax Net Operating Income$316.00k
Provision for Credit Losses$8.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$6.00M
Federal Funds Sold & Reverse Repurchase Agreement$5.18M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.61M
Total Liabilities and Capital$121.98M

Securities

Securities$22.92M
Available-for-sale debt securities$22.92M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Wilson State Bank?
$121.98M as of the latest filing.
How much are The Wilson State Bank's total deposits?
$104.53M in total deposits.
Where is The Wilson State Bank located?
Wilson, KS.
What is the Net Interest Margin?
3.83%.
How many domestic offices does it operate?
4.
When was it established?
07/16/1886.
What is the Return on Assets (ROA)?
1%.
How much are total loans and leases?
$84.82M (latest filing).
What is the total interest income (latest filing)?
$1.55M.