Wellworth Bank
Lafayette, TN
IDRSSD: 63733
Total Assets
$1.76B
Latest filing
Total Deposits
$1.45B
Latest filing
Net Interest Margin
3.89%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Wellworth Bank
400 Highway 52 Byp W
Lafayette, TN 37083
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1909FDIC Certificate 1126
Branches (19)
Page 1 of 3| Name | Address | City / State |
|---|---|---|
| Wellworth Bank (Main) | 400 Highway 52 Byp W | Lafayette, TN |
| LEBANON MAIN BRANCH | 1035 W Main St | Lebanon, TN |
| WESTMORELAND BRANCH | 990 New Highway 52 E | Westmoreland, TN |
| WEST LOCUST BRANCH | 201 W Locust St | Lafayette, TN |
| MERCHANT CENTER BRANCH | 2695 Decherd Blvd | Winchester, TN |
| HILLSBORO BOULEVARD BRANCH | 1207 Hillsboro Blvd | Manchester, TN |
| SCOTTSVILLE ROAD BRANCH | 1108 Scottsville Rd | Lafayette, TN |
| RED BOILING SPRINGS BRANCH | 32 Carthage Rd | Red Boiling Springs, TN |
Showing 7 of 19
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1909 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 37083 |
| State and County Number | 47111 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | Nashville-Davidson-Murfreesboro-Franklin, TN |
Operational Info
| Number of Employees | 255 |
| Domestic Offices | 20 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 10/27/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.wellworth.bank |
| Data Updated | 01/30/2026 |
| CERT | 1711 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.76B |
| Total Deposits | $1.45B |
| Total Liabilities | $1.58B |
| Total Equity Capital | $175.31M |
| Net Income | $6.17M |
| Net Loans and Leases | $1.22B |
| Assets Per Employee ($Millions) | $6.9M |
| Bank Premises and Fixed Assets | $19.11M |
| Cash and Balances due from Depository Institutions | $39.60M |
| Deposits Held in Domestic Offices | $1.45B |
Key Performance Ratios
| Return on Assets (ROA) | 1.41% |
| Return on Equity (ROE) | 14.34% |
| Net Interest Margin | 3.89% |
| Efficiency Ratio | 58.81% |
| Tier 1 Risk-Based Capital Ratio | 13.534% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.966% |
| Earning Assets to total Assets | 93.09% |
Income and Expense
| Total Interest Income | $24.84M |
| Total Noninterest Income | $2.50M |
| Total Interest Expense | $8.99M |
| Total Noninterest Expense | $10.83M |
| Net Interest Income | $15.86M |
| Pre-tax Net Operating Income | $7.23M |
| Provision for Credit Losses | $300.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $121.79M |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.00M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.93M |
| Total Liabilities and Capital | $1.76B |
Securities
| Securities | $399.26M |
| Available-for-sale debt securities | $399.19M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wellworth Bank?
$1.76B as of the latest filing.
How much are Wellworth Bank's total deposits?
$1.45B in total deposits.
Where is Wellworth Bank located?
Lafayette, TN.
What is the Net Interest Margin?
3.89%.
How many domestic offices does it operate?
20.
When was it established?
07/01/1909.
What is the Return on Assets (ROA)?
1.41%.
How much are total loans and leases?
$1.22B (latest filing).
What is the total interest income (latest filing)?
$24.84M.