Wilmington Savings Fund Society, FSB
Wilmington, DE
IDRSSD: 437914
Total Assets
$20.76B
Latest filing
Total Deposits
$17.59B
Latest filing
Net Interest Margin
4.08%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Wilmington Savings Fund Society, FSB
500 Delaware Ave
Wilmington, DE 19801
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/18/1832FDIC Certificate 11782
Branches (95)
Page 1 of 14| Name | Address | City / State |
|---|---|---|
| Wilmington Savings Fund Society, FSB (Main) | 500 Delaware Ave | Wilmington, DE |
| NARBERTH BRANCH | 732 Montgomery Ave | Narberth, PA |
| WAYNE BRANCH | 330 E Lancaster Ave | Wayne, PA |
| ARDMORE BRANCH | 50 W Lancaster Ave | Ardmore, PA |
| PAOLI BRANCH | 39 W Lancaster Ave | Paoli, PA |
| BROOMALL BRANCH | 2021 Sproul Rd | Broomall, PA |
| WOODLAND AVENUE BRANCH | 6401 Woodland Ave | Philadelphia, PA |
| ACADEMY BRANCH | 3202 Red Lion Rd | Philadelphia, PA |
Showing 7 of 95
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Comenity Bank
Wilmington, Delaware
→
Assets: $7.44BΔ -64.0%
TD Bank USA, National Association
Wilmington, Delaware
→
Assets: $34.51BΔ +66.9%
Wilmington Trust, National Association
Wilmington, Delaware
→
Assets: $734.51MΔ -96.4%
Artisans' Bank
Wilmington, Delaware
→
Assets: $695.62MΔ -96.6%
BNY Mellon Trust of Delaware
Wilmington, Delaware
→
Assets: $330.50MΔ -98.4%
Applied Bank
Wilmington, Delaware
→
Assets: $274.10MΔ -98.7%
Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 02/18/1832 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 19801 |
| State and County Number | 10003 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 2,313 |
| Domestic Offices | 96 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2022 |
| Date of Deposit Insurance | 02/06/1958 |
| Primary Insurance Agency | DIF |
| Website | www.wsfsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 17838 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $20.76B |
| Total Deposits | $17.59B |
| Total Liabilities | $18.20B |
| Total Equity Capital | $2.56B |
| Net Income | $76.99M |
| Net Loans and Leases | $12.84B |
| Assets Per Employee ($Millions) | $9.17M |
| Bank Premises and Fixed Assets | $207.85M |
| Cash and Balances due from Depository Institutions | $1.57B |
| Deposits Held in Domestic Offices | $17.59B |
Key Performance Ratios
| Return on Assets (ROA) | 1.49% |
| Return on Equity (ROE) | 12.27% |
| Net Interest Margin | 4.08% |
| Efficiency Ratio | 57.76% |
| Tier 1 Risk-Based Capital Ratio | 13.758% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.393% |
| Earning Assets to total Assets | 88.43% |
Income and Expense
| Total Interest Income | $258.41M |
| Total Noninterest Income | $75.66M |
| Total Interest Expense | $72.22M |
| Total Noninterest Expense | $154.56M |
| Net Interest Income | $186.19M |
| Pre-tax Net Operating Income | $99.79M |
| Provision for Credit Losses | $7.50M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $439.00k |
| Other borrowed funds | $15.31M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $595.25M |
| Total Liabilities and Capital | $20.76B |
Securities
| Securities | $4.48B |
| Available-for-sale debt securities | $3.50B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $979.70M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wilmington Savings Fund Society, FSB?
$20.76B as of the latest filing.
How much are Wilmington Savings Fund Society, FSB's total deposits?
$17.59B in total deposits.
Where is Wilmington Savings Fund Society, FSB located?
Wilmington, DE.
What is the Net Interest Margin?
4.08%.
How many domestic offices does it operate?
96.
When was it established?
02/18/1832.
What is the Return on Assets (ROA)?
1.49%.
How much are total loans and leases?
$12.84B (latest filing).
What is the total interest income (latest filing)?
$258.41M.