Wilmington Savings Fund Society, FSB
Wilmington, DE
IDRSSD: 437914
Total Assets
$21.22B
Latest filing
Total Deposits
$17.93B
Latest filing
Net Interest Margin
4.09%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Wilmington Savings Fund Society, FSB
500 Delaware Ave
Wilmington, DE 19801
Full Service - Brick and Mortar
Updated 01/30/2026Established 02/18/1832FDIC Certificate 11782
Branches (94)
Page 1 of 14| Name | Address | City / State |
|---|---|---|
| Wilmington Savings Fund Society, FSB (Main) | 500 Delaware Ave | Wilmington, DE |
| NARBERTH BRANCH | 732 Montgomery Ave | Narberth, PA |
| WAYNE BRANCH | 330 E Lancaster Ave | Wayne, PA |
| ARDMORE BRANCH | 50 W Lancaster Ave | Ardmore, PA |
| PAOLI BRANCH | 39 W Lancaster Ave | Paoli, PA |
| BROOMALL BRANCH | 2021 Sproul Rd | Broomall, PA |
| WOODLAND AVENUE BRANCH | 6401 Woodland Ave | Philadelphia, PA |
| ACADEMY BRANCH | 3202 Red Lion Rd | Philadelphia, PA |
Showing 7 of 94
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 02/18/1832 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 19801 |
| State and County Number | 10003 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 33 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 2,264 |
| Domestic Offices | 96 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2022 |
| Date of Deposit Insurance | 02/06/1958 |
| Primary Insurance Agency | DIF |
| Website | www.wsfsbank.com |
| Data Updated | 01/30/2026 |
| CERT | 17838 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $21.22B |
| Total Deposits | $17.93B |
| Total Liabilities | $18.55B |
| Total Equity Capital | $2.67B |
| Net Income | $76.25M |
| Net Loans and Leases | $13.14B |
| Assets Per Employee ($Millions) | $9.25M |
| Bank Premises and Fixed Assets | $199.03M |
| Cash and Balances due from Depository Institutions | $1.69B |
| Deposits Held in Domestic Offices | $17.93B |
Key Performance Ratios
| Return on Assets (ROA) | 1.45% |
| Return on Equity (ROE) | 11.62% |
| Net Interest Margin | 4.09% |
| Efficiency Ratio | 55.71% |
| Tier 1 Risk-Based Capital Ratio | 14.059% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.21% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.622% |
| Earning Assets to total Assets | 88.66% |
Income and Expense
| Total Interest Income | $257.19M |
| Total Noninterest Income | $78.03M |
| Total Interest Expense | $67.17M |
| Total Noninterest Expense | $152.58M |
| Net Interest Income | $190.01M |
| Pre-tax Net Operating Income | $104.52M |
| Provision for Credit Losses | $10.95M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $200.00k |
| Other borrowed funds | $14.74M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $601.69M |
| Total Liabilities and Capital | $21.22B |
Securities
| Securities | $4.51B |
| Available-for-sale debt securities | $3.54B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $968.34M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Wilmington Savings Fund Society, FSB?
$21.22B as of the latest filing.
How much are Wilmington Savings Fund Society, FSB's total deposits?
$17.93B in total deposits.
Where is Wilmington Savings Fund Society, FSB located?
Wilmington, DE.
What is the Net Interest Margin?
4.09%.
How many domestic offices does it operate?
96.
When was it established?
02/18/1832.
What is the Return on Assets (ROA)?
1.45%.
How much are total loans and leases?
$13.14B (latest filing).
What is the total interest income (latest filing)?
$257.19M.