Community Bank Delaware

Lewes, DE
IDRSSD: 3446784
Total Assets
$428.11M
Latest filing
Total Deposits
$363.37M
Latest filing
Net Interest Margin
2.98%
Profitability

Locations

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Main Office
Community Bank Delaware
16982 Kings Hwy
Lewes, DE 19958
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/30/2006FDIC Certificate 445981

Branches (2)

Page 1 of 1
NameAddressCity / State
Community Bank Delaware (Main)16982 Kings HwyLewes, DE
REHOBOTH GATEWAY BRANCH30099 Veterans WayRehoboth Beach, DE
SEAFORD BRANCH1025 W. Stein HighwaySeaford, DE
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/30/2006
Community BankYes
Ownership TypeNot Mutual
ZIP19958
State and County Number10005
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameSalisbury, MD-DE

Operational Info

Number of Employees46
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/30/2006
Primary Insurance AgencyDIF
Websitewww.communitybankdelaware.com
Data Updated11/14/2025
CERT58311
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$428.11M
Total Deposits$363.37M
Total Liabilities$395.28M
Total Equity Capital$32.83M
Net Income$526.00k
Net Loans and Leases$347.21M
Assets Per Employee ($Millions)$9.31M
Bank Premises and Fixed Assets$21.54M
Cash and Balances due from Depository Institutions$30.04M
Deposits Held in Domestic Offices$363.37M

Key Performance Ratios

Return on Assets (ROA)0.49%
Return on Equity (ROE)6.48%
Net Interest Margin2.98%
Efficiency Ratio76.01%
Tier 1 Risk-Based Capital Ratio11.86%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.668%
Earning Assets to total Assets91.99%

Income and Expense

Total Interest Income$5.64M
Total Noninterest Income$216.00k
Total Interest Expense$2.71M
Total Noninterest Expense$2.39M
Net Interest Income$2.92M
Pre-tax Net Operating Income$699.00k
Provision for Credit Losses$54.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$25.37M
Federal Funds Sold & Reverse Repurchase Agreement$1.95M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.54M
Total Liabilities and Capital$428.11M

Securities

Securities$16.62M
Available-for-sale debt securities$16.62M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank Delaware?
$428.11M as of the latest filing.
How much are Community Bank Delaware's total deposits?
$363.37M in total deposits.
Where is Community Bank Delaware located?
Lewes, DE.
What is the Net Interest Margin?
2.98%.
How many domestic offices does it operate?
3.
When was it established?
05/30/2006.
What is the Return on Assets (ROA)?
0.49%.
How much are total loans and leases?
$347.21M (latest filing).
What is the total interest income (latest filing)?
$5.64M.