Community Bank Delaware

Lewes, DE
IDRSSD: 3446784
Total Assets
$430.15M
Latest filing
Total Deposits
$363.23M
Latest filing
Net Interest Margin
3.16%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

031101211LEWES, DE

Key People

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Locations

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Main Office
Community Bank Delaware
16982 Kings Hwy
Lewes, DE 19958
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/30/2006FDIC Certificate 445981

Branches (3)

Page 1 of 1
NameAddressCity / State
Community Bank Delaware (Main)16982 Kings HwyLewes, DE
REHOBOTH GATEWAY BRANCH30099 Veterans WayRehoboth Beach, DE
SEAFORD BRANCH1025 W. Stein HighwaySeaford, DE
MILLSBORO BRANCH24882 John J Williams HwyMillsboro, DE
Showing 3 of 3

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date05/30/2006
Community BankYes
Ownership TypeNot Mutual
ZIP19958
State and County Number10005
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number03
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameSalisbury, MD-DE

Operational Info

Number of Employees46
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance05/30/2006
Primary Insurance AgencyDIF
Websitewww.communitybankdelaware.com
Data Updated01/30/2026
CERT58311
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$430.15M
Total Deposits$363.23M
Total Liabilities$396.68M
Total Equity Capital$33.46M
Net Income$705.00k
Net Loans and Leases$349.94M
Assets Per Employee ($Millions)$9.35M
Bank Premises and Fixed Assets$21.48M
Cash and Balances due from Depository Institutions$30.68M
Deposits Held in Domestic Offices$363.23M

Key Performance Ratios

Return on Assets (ROA)0.66%
Return on Equity (ROE)8.51%
Net Interest Margin3.16%
Efficiency Ratio72.81%
Tier 1 Risk-Based Capital Ratio12.156%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.04%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.779%
Earning Assets to total Assets92.19%

Income and Expense

Total Interest Income$5.59M
Total Noninterest Income$193.00k
Total Interest Expense$2.47M
Total Noninterest Expense$2.42M
Net Interest Income$3.13M
Pre-tax Net Operating Income$856.00k
Provision for Credit Losses$46.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$27.51M
Federal Funds Sold & Reverse Repurchase Agreement$1.90M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$5.94M
Total Liabilities and Capital$430.15M

Securities

Securities$15.88M
Available-for-sale debt securities$15.88M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Community Bank Delaware?
$430.15M as of the latest filing.
How much are Community Bank Delaware's total deposits?
$363.23M in total deposits.
Where is Community Bank Delaware located?
Lewes, DE.
What is the Net Interest Margin?
3.16%.
How many domestic offices does it operate?
3.
When was it established?
05/30/2006.
What is the Return on Assets (ROA)?
0.66%.
How much are total loans and leases?
$349.94M (latest filing).
What is the total interest income (latest filing)?
$5.59M.