Applied Bank
Wilmington, DE
IDRSSD: 2467670
Total Assets
$262.66M
Latest filing
Total Deposits
$220.78M
Latest filing
Net Interest Margin
4.81%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
031100966WILMINGTON, DE
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Applied Bank
2200 Concord Pike
Wilmington, DE 19803
Full Service - Brick and Mortar
Updated 01/30/2026Established 07/01/1996FDIC Certificate 56851
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Applied Bank (Main) | 2200 Concord Pike | Wilmington, DE |
| REHOBOTH BEACH | 37012 Country Club Rd | Rehoboth Beach, DE |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/01/1996 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 19803 |
| State and County Number | 10003 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD |
Operational Info
| Number of Employees | 24 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 07/01/1996 |
| Primary Insurance Agency | DIF |
| Website | www.appliedbank.com |
| Data Updated | 01/30/2026 |
| CERT | 34193 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $262.66M |
| Total Deposits | $220.78M |
| Total Liabilities | $221.48M |
| Total Equity Capital | $41.18M |
| Net Income | $-6,810,000 |
| Net Loans and Leases | $54.93M |
| Assets Per Employee ($Millions) | $10.51M |
| Bank Premises and Fixed Assets | $152.00k |
| Cash and Balances due from Depository Institutions | $206.59M |
| Deposits Held in Domestic Offices | $220.78M |
Key Performance Ratios
| Return on Assets (ROA) | -10.29% |
| Return on Equity (ROE) | -61.09% |
| Net Interest Margin | 4.81% |
| Efficiency Ratio | 294.03% |
| Tier 1 Risk-Based Capital Ratio | 69.229% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.02% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 15.679% |
| Earning Assets to total Assets | 99.1% |
Income and Expense
| Total Interest Income | $3.17M |
| Total Noninterest Income | $562.00k |
| Total Interest Expense | $14.00k |
| Total Noninterest Expense | $10.93M |
| Net Interest Income | $3.15M |
| Pre-tax Net Operating Income | $-7,199,000 |
| Provision for Credit Losses | $-13,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $103.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $596.00k |
| Total Liabilities and Capital | $262.66M |
Securities
| Securities | $0 |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Applied Bank?
$262.66M as of the latest filing.
How much are Applied Bank's total deposits?
$220.78M in total deposits.
Where is Applied Bank located?
Wilmington, DE.
What is the Net Interest Margin?
4.81%.
How many domestic offices does it operate?
2.
When was it established?
07/01/1996.
What is the Return on Assets (ROA)?
-10.29%.
How much are total loans and leases?
$54.93M (latest filing).
What is the total interest income (latest filing)?
$3.17M.