The Union State Bank of Everest
Everest, KS
IDRSSD: 736550
Total Assets
$437.18M
Latest filing
Total Deposits
$370.86M
Latest filing
Net Interest Margin
4.38%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Union State Bank of Everest
545 Main St
Everest, KS 66424
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/05/1901FDIC Certificate 12495
Branches (8)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Union State Bank of Everest (Main) | 545 Main St | Everest, KS |
| OSKALOOSA BRANCH | 518 Liberty Street | Oskaloosa, KS |
| ATCHISON BRANCH | 701 Kansas Ave | Atchison, KS |
| HORTON BRANCH - 301 | 301 E 15th St | Horton, KS |
| WWW.MYBANKUSB.COM BRANCH | 545 Main St | Everest, KS |
| GROWER BRANCH | 321 S Us Highway 169 | Gower, MO |
| PLATTSBURG BRANCH | 1206 W Clay Ave | Plattsburg, MO |
| SHOAL CREEK BRANCH | 8300 N Booth Ave | Kansas City, MO |
Showing 7 of 8
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/05/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 66424 |
| State and County Number | 20013 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 86 |
| Domestic Offices | 9 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 11/19/1954 |
| Primary Insurance Agency | DIF |
| Website | www.mybankusb.com |
| Data Updated | 01/30/2026 |
| CERT | 18610 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $437.18M |
| Total Deposits | $370.86M |
| Total Liabilities | $396.12M |
| Total Equity Capital | $41.06M |
| Net Income | $1.65M |
| Net Loans and Leases | $323.75M |
| Assets Per Employee ($Millions) | $5.2M |
| Bank Premises and Fixed Assets | $7.17M |
| Cash and Balances due from Depository Institutions | $6.63M |
| Deposits Held in Domestic Offices | $370.86M |
Key Performance Ratios
| Return on Assets (ROA) | 1.51% |
| Return on Equity (ROE) | 16.17% |
| Net Interest Margin | 4.38% |
| Efficiency Ratio | 63.63% |
| Tier 1 Risk-Based Capital Ratio | 12.071% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.393% |
| Earning Assets to total Assets | 94.2% |
Income and Expense
| Total Interest Income | $6.32M |
| Total Noninterest Income | $583.00k |
| Total Interest Expense | $1.81M |
| Total Noninterest Expense | $3.24M |
| Net Interest Income | $4.51M |
| Pre-tax Net Operating Income | $1.69M |
| Provision for Credit Losses | $159.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $180.00k |
| Other borrowed funds | $23.40M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $44.00k |
| All Other Liabilities | $1.82M |
| Total Liabilities and Capital | $437.18M |
Securities
| Securities | $87.86M |
| Available-for-sale debt securities | $87.35M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Union State Bank of Everest?
$437.18M as of the latest filing.
How much are The Union State Bank of Everest's total deposits?
$370.86M in total deposits.
Where is The Union State Bank of Everest located?
Everest, KS.
What is the Net Interest Margin?
4.38%.
How many domestic offices does it operate?
9.
When was it established?
08/05/1901.
What is the Return on Assets (ROA)?
1.51%.
How much are total loans and leases?
$323.75M (latest filing).
What is the total interest income (latest filing)?
$6.32M.