American Bank of Oklahoma

Collinsville, OK
IDRSSD: 2684552
Total Assets
$395.29M
Latest filing
Total Deposits
$329.49M
Latest filing
Net Interest Margin
-13.16%
Profitability

Key People

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Locations

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Main Office
American Bank of Oklahoma
200 E Main St
Collinsville, OK 74021
Full Service - Brick and Mortar
Updated 01/30/2026Established 04/01/1998FDIC Certificate 60771

Branches (5)

Page 1 of 1
NameAddressCity / State
American Bank of Oklahoma (Main)200 E Main StCollinsville, OK
DISNEY BRANCH249 E Main StDisney, OK
MUSKOGEE BRANCH3300 W Broadway StMuskogee, OK
SKIATOOK BRANCH1525 W Rogers BlvdSkiatook, OK
RAMONA BRANCH199 Caney Valley PlRamona, OK
CHANDLER ROAD BRANCH2401 Chandler RdMuskogee, OK
Showing 5 of 5

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1998
Community BankYes
Ownership TypeNot Mutual
ZIP74021
State and County Number40143
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameTulsa, OK

Operational Info

Number of Employees78
Domestic Offices6
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance04/01/1998
Primary Insurance AgencyDIF
Websitewww.americanbankok.com
Data Updated01/30/2026
CERT34606
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$395.29M
Total Deposits$329.49M
Total Liabilities$346.14M
Total Equity Capital$49.15M
Net Income$1.21M
Net Loans and Leases$235.04M
Assets Per Employee ($Millions)$5.57M
Bank Premises and Fixed Assets$5.92M
Cash and Balances due from Depository Institutions$19.65M
Deposits Held in Domestic Offices$329.49M

Key Performance Ratios

Return on Assets (ROA)1.25%
Return on Equity (ROE)11.45%
Net Interest Margin-13.16%
Efficiency Ratio85%
Tier 1 Risk-Based Capital Ratio14.229%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-3.27%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets12.434%
Earning Assets to total Assets87.51%

Income and Expense

Total Interest Income$-16,444,000
Total Noninterest Income$-1,935,000
Total Interest Expense$-5,083,000
Total Noninterest Expense$-11,163,000
Net Interest Income$-11,361,000
Pre-tax Net Operating Income$1.03M
Provision for Credit Losses$-3,159,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$1.15M
Other borrowed funds$12.11M
Federal Funds Sold & Reverse Repurchase Agreement$91.71M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$4.54M
Total Liabilities and Capital$395.29M

Securities

Securities$18.15M
Available-for-sale debt securities$18.15M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Bank of Oklahoma?
$395.29M as of the latest filing.
How much are American Bank of Oklahoma's total deposits?
$329.49M in total deposits.
Where is American Bank of Oklahoma located?
Collinsville, OK.
What is the Net Interest Margin?
-13.16%.
How many domestic offices does it operate?
6.
When was it established?
04/01/1998.
What is the Return on Assets (ROA)?
1.25%.
How much are total loans and leases?
$235.04M (latest filing).
What is the total interest income (latest filing)?
$-16,444,000.