StonehamBank, A Co-operative Bank
Stoneham, MA
IDRSSD: 954279
Total Assets
$882.77M
Latest filing
Total Deposits
$715.06M
Latest filing
Net Interest Margin
2.93%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
StonehamBank, A Co-operative Bank
80 Montvale Ave
Stoneham, MA 02180
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1887FDIC Certificate 35258
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| StonehamBank, A Co-operative Bank (Main) | 80 Montvale Ave | Stoneham, MA |
| BILLERICA BRANCH | 493 Boston Rd | Billerica, MA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | State chartered stock savings banks / S&L |
| Primary Regulator | FDIC |
| Established Date | 01/01/1887 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 02180 |
| State and County Number | 25017 |
| Subchapter S Corporations | No |
| Trust Powers | Limited Trust Powers Granted |
| Federal Reserve ID Number | 01 |
| Numeric code | 42 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Boston-Cambridge-Newton, MA-NH |
Operational Info
| Number of Employees | 75 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 02/14/1986 |
| Primary Insurance Agency | DIF |
| Website | stonehambank.com |
| Data Updated | 01/30/2026 |
| CERT | 26559 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $882.77M |
| Total Deposits | $715.06M |
| Total Liabilities | $814.36M |
| Total Equity Capital | $68.42M |
| Net Income | $1.29M |
| Net Loans and Leases | $705.67M |
| Assets Per Employee ($Millions) | $11.93M |
| Bank Premises and Fixed Assets | $8.11M |
| Cash and Balances due from Depository Institutions | $58.05M |
| Deposits Held in Domestic Offices | $715.06M |
Key Performance Ratios
| Return on Assets (ROA) | 0.59% |
| Return on Equity (ROE) | 7.69% |
| Net Interest Margin | 2.93% |
| Efficiency Ratio | 72.64% |
| Tier 1 Risk-Based Capital Ratio | 12.435% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.75% |
| Earning Assets to total Assets | 96.93% |
Income and Expense
| Total Interest Income | $11.13M |
| Total Noninterest Income | $600.00k |
| Total Interest Expense | $4.92M |
| Total Noninterest Expense | $4.95M |
| Net Interest Income | $6.21M |
| Pre-tax Net Operating Income | $1.74M |
| Provision for Credit Losses | $125.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $95.30M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $4.00M |
| Total Liabilities and Capital | $882.77M |
Securities
| Securities | $94.42M |
| Available-for-sale debt securities | $92.34M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of StonehamBank, A Co-operative Bank?
$882.77M as of the latest filing.
How much are StonehamBank, A Co-operative Bank's total deposits?
$715.06M in total deposits.
Where is StonehamBank, A Co-operative Bank located?
Stoneham, MA.
What is the Net Interest Margin?
2.93%.
How many domestic offices does it operate?
2.
When was it established?
01/01/1887.
What is the Return on Assets (ROA)?
0.59%.
How much are total loans and leases?
$705.67M (latest filing).
What is the total interest income (latest filing)?
$11.13M.