Southern Hills Community Bank

Leesburg, OH
IDRSSD: 352370
Total Assets
$205.03M
Latest filing
Total Deposits
$175.07M
Latest filing
Net Interest Margin
4.31%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

242272285LEESBURG, OH

Key People

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Locations

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Main Office
Southern Hills Community Bank
45 E Main St
Leesburg, OH 45135
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1884FDIC Certificate 42583

Branches (7)

Page 1 of 1
NameAddressCity / State
Southern Hills Community Bank (Main)45 E Main StLeesburg, OH
200 E STATE ST BRANCH200 E State StGeorgetown, OH
134 N WASHINGTON ST BRANCH134 N Washington StGreenfield, OH
PEEBLES BRANCH60 N Main StPeebles, OH
RIPLEY BRANCH1006 S 2nd StRipley, OH
LYNCHBURG BRANCH223 Main StLynchburg, OH
WEST UNION BRANCH201 W Main StWest Union, OH
HILLSBORO BRANCH310 N High StHillsboro, OH
Showing 7 of 7

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/01/1884
Community BankYes
Ownership TypeMutual
ZIP45135
State and County Number39071
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number04
Numeric code34
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameN/A

Operational Info

Number of Employees43
Domestic Offices8
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.southernhillscommunitybank.bank
Data Updated01/30/2026
CERT29749
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$205.03M
Total Deposits$175.07M
Total Liabilities$177.16M
Total Equity Capital$27.88M
Net Income$293.00k
Net Loans and Leases$108.19M
Assets Per Employee ($Millions)$4.77M
Bank Premises and Fixed Assets$6.28M
Cash and Balances due from Depository Institutions$8.48M
Deposits Held in Domestic Offices$175.07M

Key Performance Ratios

Return on Assets (ROA)0.58%
Return on Equity (ROE)4.22%
Net Interest Margin4.31%
Efficiency Ratio82.84%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.02%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets13.596%
Earning Assets to total Assets91.86%

Income and Expense

Total Interest Income$2.74M
Total Noninterest Income$158.00k
Total Interest Expense$728.00k
Total Noninterest Expense$1.80M
Net Interest Income$2.01M
Pre-tax Net Operating Income$360.00k
Provision for Credit Losses$12.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$388.00k
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$11.85M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$2.08M
Total Liabilities and Capital$205.03M

Securities

Securities$63.66M
Available-for-sale debt securities$63.65M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Southern Hills Community Bank?
$205.03M as of the latest filing.
How much are Southern Hills Community Bank's total deposits?
$175.07M in total deposits.
Where is Southern Hills Community Bank located?
Leesburg, OH.
What is the Net Interest Margin?
4.31%.
How many domestic offices does it operate?
8.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
0.58%.
How much are total loans and leases?
$108.19M (latest filing).
What is the total interest income (latest filing)?
$2.74M.