THE SEILING STATE BANK

Seiling, OK
IDRSSD: 313157
Total Assets
$211.08M
Latest filing
Total Deposits
$194.22M
Latest filing
Net Interest Margin
3.81%
Profitability

Locations

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Main Office
THE SEILING STATE BANK
301 N Main St
Seiling, OK 73663
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1901FDIC Certificate 2746

Branches (2)

Page 1 of 1
NameAddressCity / State
THE SEILING STATE BANK (Main)301 N Main StSeiling, OK
MORTGAGE LENDING DIVISION BRANCH1424 Main StWoodward, OK
WOODWARD BRANCH2314 Williams AvenueWoodward, OK
Showing 2 of 2

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1901
Community BankYes
Ownership TypeNot Mutual
ZIP73663
State and County Number40043
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number10
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameN/A

Operational Info

Number of Employees27
Domestic Offices3
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.seilingsb.com
Data Updated11/14/2025
CERT4193
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$211.08M
Total Deposits$194.22M
Total Liabilities$194.57M
Total Equity Capital$16.51M
Net Income$535.00k
Net Loans and Leases$133.75M
Assets Per Employee ($Millions)$8.12M
Bank Premises and Fixed Assets$6.42M
Cash and Balances due from Depository Institutions$3.85M
Deposits Held in Domestic Offices$194.22M

Key Performance Ratios

Return on Assets (ROA)1.07%
Return on Equity (ROE)13.63%
Net Interest Margin3.81%
Efficiency Ratio70.44%
Tier 1 Risk-Based Capital Ratio11.91%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.09%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.821%
Earning Assets to total Assets93.05%

Income and Expense

Total Interest Income$2.96M
Total Noninterest Income$101.00k
Total Interest Expense$1.18M
Total Noninterest Expense$1.32M
Net Interest Income$1.78M
Pre-tax Net Operating Income$511.00k
Provision for Credit Losses$45.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$6.50M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$353.00k
Total Liabilities and Capital$211.08M

Securities

Securities$55.57M
Available-for-sale debt securities$55.57M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of THE SEILING STATE BANK?
$211.08M as of the latest filing.
How much are THE SEILING STATE BANK's total deposits?
$194.22M in total deposits.
Where is THE SEILING STATE BANK located?
Seiling, OK.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
3.
When was it established?
01/01/1901.
What is the Return on Assets (ROA)?
1.07%.
How much are total loans and leases?
$133.75M (latest filing).
What is the total interest income (latest filing)?
$2.96M.