Security National Bank of South Dakota
Dakota Dunes, SD
IDRSSD: 2529176
Total Assets
$241.29M
Latest filing
Total Deposits
$185.76M
Latest filing
Net Interest Margin
2.84%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Security National Bank of South Dakota
325 Dakota Dunes Blvd
Dakota Dunes, SD 57049
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/01/1997FDIC Certificate 57157
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Security National Bank of South Dakota (Main) | 325 Dakota Dunes Blvd | Dakota Dunes, SD |
| 26TH STREET BRANCH | 4621 W 26th St | Sioux Falls, SD |
| 74TH AND LOUISE BRANCH | 6601 S Louise Ave | Sioux Falls, SD |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 05/01/1997 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 57049 |
| State and County Number | 46127 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Sioux City, IA-NE-SD |
Operational Info
| Number of Employees | 38 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 05/01/1997 |
| Primary Insurance Agency | DIF |
| Website | http://www.snbsd.com |
| Data Updated | 11/14/2025 |
| CERT | 34394 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $241.29M |
| Total Deposits | $185.76M |
| Total Liabilities | $207.83M |
| Total Equity Capital | $33.47M |
| Net Income | $1.25M |
| Net Loans and Leases | $150.47M |
| Assets Per Employee ($Millions) | $5.75M |
| Bank Premises and Fixed Assets | $4.69M |
| Cash and Balances due from Depository Institutions | $2.42M |
| Deposits Held in Domestic Offices | $185.76M |
Key Performance Ratios
| Return on Assets (ROA) | 2.07% |
| Return on Equity (ROE) | 15.26% |
| Net Interest Margin | 2.84% |
| Efficiency Ratio | 47.18% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 13.869% |
| Earning Assets to total Assets | 94.05% |
Income and Expense
| Total Interest Income | $2.66M |
| Total Noninterest Income | $1.48M |
| Total Interest Expense | $1.05M |
| Total Noninterest Expense | $1.45M |
| Net Interest Income | $1.60M |
| Pre-tax Net Operating Income | $1.63M |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $12.10M |
| Federal Funds Sold & Reverse Repurchase Agreement | $26.70M |
| Federal Funds Purchased and Repurchased Agreement | $8.29M |
| All Other Liabilities | $1.67M |
| Total Liabilities and Capital | $241.29M |
Securities
| Securities | $49.09M |
| Available-for-sale debt securities | $42.42M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $6.67M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Security National Bank of South Dakota?
$241.29M as of the latest filing.
How much are Security National Bank of South Dakota's total deposits?
$185.76M in total deposits.
Where is Security National Bank of South Dakota located?
Dakota Dunes, SD.
What is the Net Interest Margin?
2.84%.
How many domestic offices does it operate?
3.
When was it established?
05/01/1997.
What is the Return on Assets (ROA)?
2.07%.
How much are total loans and leases?
$150.47M (latest filing).
What is the total interest income (latest filing)?
$2.66M.