The Pleasants County Bank
Saint Marys, WV
IDRSSD: 8631
Total Assets
$77.71M
Latest filing
Total Deposits
$69.78M
Latest filing
Net Interest Margin
3.64%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Pleasants County Bank
215 Washington St
Saint Marys, WV 26170
Full Service - Brick and Mortar
Updated 11/14/2025Established 12/21/1896FDIC Certificate 533
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Pleasants County Bank (Main) | 215 Washington St | Saint Marys, WV |
| BELMONT BRANCH | 519 Riverview Dr | Belmont, WV |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 12/21/1896 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 26170 |
| State and County Number | 54073 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 15 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.pcbsm.com |
| Data Updated | 11/14/2025 |
| CERT | 847 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $77.71M |
| Total Deposits | $69.78M |
| Total Liabilities | $70.64M |
| Total Equity Capital | $7.08M |
| Net Income | $131.00k |
| Net Loans and Leases | $43.96M |
| Assets Per Employee ($Millions) | $5.18M |
| Bank Premises and Fixed Assets | $2.62M |
| Cash and Balances due from Depository Institutions | $7.20M |
| Deposits Held in Domestic Offices | $69.78M |
Key Performance Ratios
| Return on Assets (ROA) | 0.68% |
| Return on Equity (ROE) | 7.55% |
| Net Interest Margin | 3.64% |
| Efficiency Ratio | 74.32% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.03% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.104% |
| Earning Assets to total Assets | 89.11% |
Income and Expense
| Total Interest Income | $841.00k |
| Total Noninterest Income | $76.00k |
| Total Interest Expense | $220.00k |
| Total Noninterest Expense | $518.00k |
| Net Interest Income | $621.00k |
| Pre-tax Net Operating Income | $174.00k |
| Provision for Credit Losses | $5.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $2.71M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $862.00k |
| Total Liabilities and Capital | $77.71M |
Securities
| Securities | $17.27M |
| Available-for-sale debt securities | $17.27M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Pleasants County Bank?
$77.71M as of the latest filing.
How much are The Pleasants County Bank's total deposits?
$69.78M in total deposits.
Where is The Pleasants County Bank located?
Saint Marys, WV.
What is the Net Interest Margin?
3.64%.
How many domestic offices does it operate?
2.
When was it established?
12/21/1896.
What is the Return on Assets (ROA)?
0.68%.
How much are total loans and leases?
$43.96M (latest filing).
What is the total interest income (latest filing)?
$841.00k.