The Peoples State Bank
Ellettsville, IN
IDRSSD: 454546
Total Assets
$482.00M
Latest filing
Total Deposits
$421.08M
Latest filing
Net Interest Margin
3.70%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples State Bank
601 E Temperance St
Ellettsville, IN 47429
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1904FDIC Certificate 8819
Branches (14)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Peoples State Bank (Main) | 601 E Temperance St | Ellettsville, IN |
| NORTH BLOOMINGTON BRANCH | 202 W 17th St | Bloomington, IN |
| SOUTH BLOOMINGTON BRANCH | 301 E Winslow Rd | Bloomington, IN |
| SPENCER BRANCH | 304 Morgan Street | Spencer, IN |
| MORGANTOWN BRANCH | 289 S Marion St | Morgantown, IN |
| PARAGON BRANCH | 2310 S State Road 67 | Paragon, IN |
| COLLEGE MALL BRANCH | 525 S Clarizz Blvd | Bloomington, IN |
| WEST BLOOMINGTON BRANCH | 3400 W 3rd St | Bloomington, IN |
Showing 7 of 14
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Alliance Bank
Francesville, Indiana
→
Assets: $464.10MΔ -1.0%
The Hometown Savings Bank
Terre Haute, Indiana
→
Assets: $458.25MΔ -2.2%
The Napoleon State Bank
Napoleon, Indiana
→
Assets: $490.33MΔ +4.6%
Security Federal Savings Bank
Logansport, Indiana
→
Assets: $444.54MΔ -5.1%
Home Bank SB
Martinsville, Indiana
→
Assets: $427.71MΔ -8.7%
First National Bank
Cloverdale, Indiana
→
Assets: $416.66MΔ -11.1%
Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1904 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 47429 |
| State and County Number | 18105 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Bloomington, IN |
Operational Info
| Number of Employees | 94 |
| Domestic Offices | 15 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 03/26/1934 |
| Primary Insurance Agency | DIF |
| Website | www.psbanywhere.com |
| Data Updated | 01/30/2026 |
| CERT | 14113 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $482.00M |
| Total Deposits | $421.08M |
| Total Liabilities | $436.32M |
| Total Equity Capital | $45.68M |
| Net Income | $1.20M |
| Net Loans and Leases | $268.19M |
| Assets Per Employee ($Millions) | $5.13M |
| Bank Premises and Fixed Assets | $7.13M |
| Cash and Balances due from Depository Institutions | $17.09M |
| Deposits Held in Domestic Offices | $421.08M |
Key Performance Ratios
| Return on Assets (ROA) | 1.01% |
| Return on Equity (ROE) | 10.67% |
| Net Interest Margin | 3.7% |
| Efficiency Ratio | 72.03% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.477% |
| Earning Assets to total Assets | 95.7% |
Income and Expense
| Total Interest Income | $6.19M |
| Total Noninterest Income | $705.00k |
| Total Interest Expense | $1.98M |
| Total Noninterest Expense | $3.54M |
| Net Interest Income | $4.21M |
| Pre-tax Net Operating Income | $1.20M |
| Provision for Credit Losses | $175.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $955.00k |
| Federal Funds Purchased and Repurchased Agreement | $13.50M |
| All Other Liabilities | $1.74M |
| Total Liabilities and Capital | $482.00M |
Securities
| Securities | $179.24M |
| Available-for-sale debt securities | $128.12M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $51.12M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples State Bank?
$482.00M as of the latest filing.
How much are The Peoples State Bank's total deposits?
$421.08M in total deposits.
Where is The Peoples State Bank located?
Ellettsville, IN.
What is the Net Interest Margin?
3.70%.
How many domestic offices does it operate?
15.
When was it established?
01/01/1904.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$268.19M (latest filing).
What is the total interest income (latest filing)?
$6.19M.