The Peoples Bank
Pratt, KS
IDRSSD: 530655
Total Assets
$556.00M
Latest filing
Total Deposits
$516.52M
Latest filing
Net Interest Margin
3.51%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Peoples Bank
222 S Main St
Pratt, KS 67124
Full Service - Brick and Mortar
Updated 01/30/2026Established 05/20/1887FDIC Certificate 784
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Peoples Bank (Main) | 222 S Main St | Pratt, KS |
| MEDICINE LODGE BRANCH | 121 S Main St | Medicine Lodge, KS |
| OSBORNE BRANCH | 102 W Main St | Osborne, KS |
| GREENSBURG BRANCH | 102 S Oak St | Greensburg, KS |
| SMITH CENTER BRANCH | 136 S Main St | Smith Center, KS |
Showing 4 of 4
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 05/20/1887 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 67124 |
| State and County Number | 20151 |
| Subchapter S Corporations | Yes |
| Trust Powers | Trust Powers Grandfathered |
| Federal Reserve ID Number | 10 |
| Numeric code | 13 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 76 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.tpb.bank |
| Data Updated | 01/30/2026 |
| CERT | 1147 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $556.00M |
| Total Deposits | $516.52M |
| Total Liabilities | $519.59M |
| Total Equity Capital | $36.42M |
| Net Income | $2.77M |
| Net Loans and Leases | $265.03M |
| Assets Per Employee ($Millions) | $6.95M |
| Bank Premises and Fixed Assets | $1.21M |
| Cash and Balances due from Depository Institutions | $47.52M |
| Deposits Held in Domestic Offices | $516.52M |
Key Performance Ratios
| Return on Assets (ROA) | 2.01% |
| Return on Equity (ROE) | 30.26% |
| Net Interest Margin | 3.51% |
| Efficiency Ratio | 46.42% |
| Tier 1 Risk-Based Capital Ratio | 14.398% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.44% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.55% |
| Earning Assets to total Assets | 93.73% |
Income and Expense
| Total Interest Income | $6.80M |
| Total Noninterest Income | $1.58M |
| Total Interest Expense | $2.27M |
| Total Noninterest Expense | $2.85M |
| Net Interest Income | $4.53M |
| Pre-tax Net Operating Income | $3.06M |
| Provision for Credit Losses | $600.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $4.51M |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $3.07M |
| Total Liabilities and Capital | $556.00M |
Securities
| Securities | $216.80M |
| Available-for-sale debt securities | $75.90M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $140.95M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Peoples Bank?
$556.00M as of the latest filing.
How much are The Peoples Bank's total deposits?
$516.52M in total deposits.
Where is The Peoples Bank located?
Pratt, KS.
What is the Net Interest Margin?
3.51%.
How many domestic offices does it operate?
5.
When was it established?
05/20/1887.
What is the Return on Assets (ROA)?
2.01%.
How much are total loans and leases?
$265.03M (latest filing).
What is the total interest income (latest filing)?
$6.80M.