North Brookfield Savings Bank
North Brookfield, MA
IDRSSD: 528102
Total Assets
$438.15M
Latest filing
Total Deposits
$368.22M
Latest filing
Net Interest Margin
2.93%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
North Brookfield Savings Bank
9 Gilbert St
North Brookfield, MA 01535
Full Service - Brick and Mortar
Updated 11/14/2025Established 08/03/1854FDIC Certificate 17848
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| North Brookfield Savings Bank (Main) | 9 Gilbert St | North Brookfield, MA |
| THREE RIVERS BRANCH | 2060 Main St | Three Rivers, MA |
| WEST BROOKFIELD BRANCH | 128 W Main St | West Brookfield, MA |
| FAMILYFIRST BANK BRANCH | 40 Main St | Ware, MA |
| BELCHERTOWN BRANCH | 4 Daniel Shays Hwy | Belchertown, MA |
| EAST BROOKFIELD BRANCH | 100 W Main St | East Brookfield, MA |
| NBSB ONLINE BRANCH | 35 Summer St | North Brookfield, MA |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed member, supervised by FRB |
| Primary Regulator | FED |
| Established Date | 08/03/1854 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 01535 |
| State and County Number | 25027 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 01 |
| Numeric code | 15 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Worcester, MA-CT |
Operational Info
| Number of Employees | 58 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 11/17/2024 |
| Date of Deposit Insurance | 11/08/1985 |
| Primary Insurance Agency | DIF |
| Website | www.northbrookfieldsavingsbank.com |
| Data Updated | 11/14/2025 |
| CERT | 90258 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $438.15M |
| Total Deposits | $368.22M |
| Total Liabilities | $399.25M |
| Total Equity Capital | $38.89M |
| Net Income | $508.00k |
| Net Loans and Leases | $294.73M |
| Assets Per Employee ($Millions) | $8.27M |
| Bank Premises and Fixed Assets | $6.76M |
| Cash and Balances due from Depository Institutions | $9.74M |
| Deposits Held in Domestic Offices | $368.22M |
Key Performance Ratios
| Return on Assets (ROA) | 0.47% |
| Return on Equity (ROE) | 5.31% |
| Net Interest Margin | 2.93% |
| Efficiency Ratio | 78.69% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.1% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.877% |
| Earning Assets to total Assets | 93.48% |
Income and Expense
| Total Interest Income | $4.84M |
| Total Noninterest Income | $536.00k |
| Total Interest Expense | $1.87M |
| Total Noninterest Expense | $2.77M |
| Net Interest Income | $2.98M |
| Pre-tax Net Operating Income | $638.00k |
| Provision for Credit Losses | $111.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $28.16M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.88M |
| Total Liabilities and Capital | $438.15M |
Securities
| Securities | $106.67M |
| Available-for-sale debt securities | $106.67M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of North Brookfield Savings Bank?
$438.15M as of the latest filing.
How much are North Brookfield Savings Bank's total deposits?
$368.22M in total deposits.
Where is North Brookfield Savings Bank located?
North Brookfield, MA.
What is the Net Interest Margin?
2.93%.
How many domestic offices does it operate?
7.
When was it established?
08/03/1854.
What is the Return on Assets (ROA)?
0.47%.
How much are total loans and leases?
$294.73M (latest filing).
What is the total interest income (latest filing)?
$4.84M.