Woodlands National Bank
Hinckley, MN
IDRSSD: 980951
Total Assets
$312.20M
Latest filing
Total Deposits
$279.94M
Latest filing
Net Interest Margin
3.29%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Woodlands National Bank
122 Main St E
Hinckley, MN 55037
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/01/1908FDIC Certificate 937
Branches (6)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Woodlands National Bank (Main) | 122 Main St E | Hinckley, MN |
| ZIMMERMAN BRANCH | 26040 Main St | Zimmerman, MN |
| GRAND MARKET BRANCH | 16602 Ataage Dr | Onamia, MN |
| CLOQUET BRANCH | 240 North Rd | Cloquet, MN |
| MINNEAPOLIS BRANCH | 1113 E Franklin Ave | Minneapolis, MN |
| ONAMIA BRANCH | 424 Main St | Onamia, MN |
| STURGEON LAKE BRANCH | 8981 Market St | Sturgeon Lake, MN |
Showing 6 of 6
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 10/01/1908 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55037 |
| State and County Number | 27115 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 50 |
| Domestic Offices | 7 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.woodlandsnationalbank.com |
| Data Updated | 01/30/2026 |
| CERT | 1417 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $312.20M |
| Total Deposits | $279.94M |
| Total Liabilities | $281.71M |
| Total Equity Capital | $30.49M |
| Net Income | $573.00k |
| Net Loans and Leases | $122.08M |
| Assets Per Employee ($Millions) | $6.64M |
| Bank Premises and Fixed Assets | $1.82M |
| Cash and Balances due from Depository Institutions | $39.47M |
| Deposits Held in Domestic Offices | $279.94M |
Key Performance Ratios
| Return on Assets (ROA) | 0.72% |
| Return on Equity (ROE) | 7.65% |
| Net Interest Margin | 3.29% |
| Efficiency Ratio | 71.44% |
| Tier 1 Risk-Based Capital Ratio | 22.722% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.766% |
| Earning Assets to total Assets | 92.62% |
Income and Expense
| Total Interest Income | $3.50M |
| Total Noninterest Income | $263.00k |
| Total Interest Expense | $1.06M |
| Total Noninterest Expense | $1.93M |
| Net Interest Income | $2.44M |
| Pre-tax Net Operating Income | $772.00k |
| Provision for Credit Losses | $-1,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $391.00k |
| Other borrowed funds | $1.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.91M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $771.00k |
| Total Liabilities and Capital | $312.20M |
Securities
| Securities | $132.72M |
| Available-for-sale debt securities | $132.72M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Woodlands National Bank?
$312.20M as of the latest filing.
How much are Woodlands National Bank's total deposits?
$279.94M in total deposits.
Where is Woodlands National Bank located?
Hinckley, MN.
What is the Net Interest Margin?
3.29%.
How many domestic offices does it operate?
7.
When was it established?
10/01/1908.
What is the Return on Assets (ROA)?
0.72%.
How much are total loans and leases?
$122.08M (latest filing).
What is the total interest income (latest filing)?
$3.50M.