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Woodlands National Bank

Hinckley, MN
IDRSSD: 980951
Total Assets
$324.73M
Latest filing
Total Deposits
$293.41M
Latest filing
Net Interest Margin
3.15%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date10/01/1908
Community BankYes
Ownership TypeNot Mutual
ZIP55037
State and County Number27115
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number09
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees49
Domestic Offices7
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.woodlandsnationalbank.com
Data Updated11/14/2025
CERT1417
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$324.73M
Total Deposits$293.41M
Total Liabilities$295.32M
Total Equity Capital$29.41M
Net Income$699.00k
Net Loans and Leases$126.40M
Assets Per Employee ($Millions)$6.49M
Bank Premises and Fixed Assets$1.84M
Cash and Balances due from Depository Institutions$48.70M
Deposits Held in Domestic Offices$293.41M

Key Performance Ratios

Return on Assets (ROA)0.87%
Return on Equity (ROE)9.75%
Net Interest Margin3.15%
Efficiency Ratio66.85%
Tier 1 Risk-Based Capital Ratio21.478%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.07%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.056%
Earning Assets to total Assets93.67%

Income and Expense

Total Interest Income$3.46M
Total Noninterest Income$319.00k
Total Interest Expense$1.09M
Total Noninterest Expense$1.80M
Net Interest Income$2.37M
Pre-tax Net Operating Income$946.00k
Provision for Credit Losses$-55,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$567.00k
Other borrowed funds$1.00M
Federal Funds Sold & Reverse Repurchase Agreement$4.95M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$910.00k
Total Liabilities and Capital$324.73M

Securities

Securities$131.59M
Available-for-sale debt securities$131.59M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Woodlands National Bank?
$324.73M as of the latest filing.
How much are Woodlands National Bank's total deposits?
$293.41M in total deposits.
Where is Woodlands National Bank located?
Hinckley, MN.
What is the Net Interest Margin?
3.15%.
How many domestic offices does it operate?
7.
When was it established?
10/01/1908.
What is the Return on Assets (ROA)?
0.87%.
How much are total loans and leases?
$126.40M (latest filing).
What is the total interest income (latest filing)?
$3.46M.