NATIONAL COOPERATIVE BANK, N.A.
Hillsboro, OH
IDRSSD: 99376
Total Assets
$4.10B
Latest filing
Total Deposits
$3.50B
Latest filing
Net Interest Margin
3.65%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
NATIONAL COOPERATIVE BANK, N.A.
139 S High St
Hillsboro, OH 45133
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/16/1988FDIC Certificate 45446
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| NATIONAL COOPERATIVE BANK, N.A. (Main) | 139 S High St | Hillsboro, OH | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 09/16/1988 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 45133 |
| State and County Number | 39071 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 04 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 339 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.ncb.coop |
| Data Updated | 01/30/2026 |
| CERT | 32612 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $4.10B |
| Total Deposits | $3.50B |
| Total Liabilities | $3.65B |
| Total Equity Capital | $451.45M |
| Net Income | $17.40M |
| Net Loans and Leases | $3.15B |
| Assets Per Employee ($Millions) | $12.03M |
| Bank Premises and Fixed Assets | $5.79M |
| Cash and Balances due from Depository Institutions | $316.81M |
| Deposits Held in Domestic Offices | $3.50B |
Key Performance Ratios
| Return on Assets (ROA) | 1.73% |
| Return on Equity (ROE) | 15.76% |
| Net Interest Margin | 3.65% |
| Efficiency Ratio | 64.99% |
| Tier 1 Risk-Based Capital Ratio | 14.455% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.13% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.003% |
| Earning Assets to total Assets | 96.54% |
Income and Expense
| Total Interest Income | $57.67M |
| Total Noninterest Income | $14.18M |
| Total Interest Expense | $22.30M |
| Total Noninterest Expense | $32.21M |
| Net Interest Income | $35.38M |
| Pre-tax Net Operating Income | $18.69M |
| Provision for Credit Losses | $-1,337,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $765.00k |
| Other borrowed funds | $100.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $48.46M |
| Total Liabilities and Capital | $4.10B |
Securities
| Securities | $515.71M |
| Available-for-sale debt securities | $515.16M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $557.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of NATIONAL COOPERATIVE BANK, N.A.?
$4.10B as of the latest filing.
How much are NATIONAL COOPERATIVE BANK, N.A.'s total deposits?
$3.50B in total deposits.
Where is NATIONAL COOPERATIVE BANK, N.A. located?
Hillsboro, OH.
What is the Net Interest Margin?
3.65%.
How many domestic offices does it operate?
1.
When was it established?
09/16/1988.
What is the Return on Assets (ROA)?
1.73%.
How much are total loans and leases?
$3.15B (latest filing).
What is the total interest income (latest filing)?
$57.67M.