The Farmers & Merchants State Bank

Archbold, OH
IDRSSD: 214414
Total Assets
$3.38B
Latest filing
Total Deposits
$2.76B
Latest filing
Net Interest Margin
Profitability

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date04/01/1897
Community BankNo
Ownership TypeNot Mutual
ZIP43502
State and County Number39051
Subchapter S CorporationsNo
Trust PowersTrust Powers Not Granted
Federal Reserve ID Number04
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameToledo, OH

Operational Info

Number of Employees488
Domestic Offices40
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date10/01/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.fm.bank
Data Updated10/31/2025
CERT5969
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$3.38B
Total Deposits$2.76B
Total Liabilities$3.00B
Total Equity Capital$0
Net Income$9.17M
Net Loans and Leases$2.64B
Assets Per Employee ($Millions)$0M
Bank Premises and Fixed Assets$0
Cash and Balances due from Depository Institutions$0
Deposits Held in Domestic Offices$0

Key Performance Ratios

Return on Assets (ROA)0%
Return on Equity (ROE)0%
Net Interest Margin0%
Efficiency Ratio0%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets0%
Earning Assets to total Assets0%

Income and Expense

Total Interest Income$44.41M
Total Noninterest Income$3.82M
Total Interest Expense$17.30M
Total Noninterest Expense$18.96M
Net Interest Income$27.11M
Pre-tax Net Operating Income$0
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$0
Total Liabilities and Capital$0

Securities

Securities$0
Available-for-sale debt securities$0
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

About The Farmers & Merchants State Bank

Explore the latest call report data for The Farmers & Merchants State Bank. Review total assets, deposits, income and expense breakdowns, and trends over time. Compare with similar institutions in the same city, state, and asset tier.

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Frequently Asked Questions

What are the total assets of The Farmers & Merchants State Bank?
$3.38B as of the latest filing.
How much are The Farmers & Merchants State Bank's total deposits?
$2.76B in total deposits.
Where is The Farmers & Merchants State Bank located?
Archbold, OH.
What is the Net Interest Margin?
Not available.
Is this bank FDIC insured?
Institutions that are currently open and insured by the FDIC.
How many domestic offices does it operate?
40.
When was it established?
04/01/1897.
Who is the primary regulator?
FDIC.