The National Bank of Malvern

Malvern, PA
IDRSSD: 977616
Total Assets
$218.46M
Latest filing
Total Deposits
$182.90M
Latest filing
Net Interest Margin
4.89%
Profitability

Locations

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Main Office
The National Bank of Malvern
2 W King St
Malvern, PA 19355
Full Service - Brick and Mortar
Updated 11/14/2025Established 04/07/1884FDIC Certificate 4923

Branches (1)

Page 1 of 1
NameAddressCity / State
The National Bank of Malvern (Main)2 W King StMalvern, PA
FRAZER BRANCH140 Lancaster AvenueEast Whiteland Township, PA
Showing 1 of 1

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date04/07/1884
Community BankYes
Ownership TypeNot Mutual
ZIP19355
State and County Number42029
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number03
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NamePhiladelphia-Camden-Wilmington, PA-NJ-DE-MD

Operational Info

Number of Employees27
Domestic Offices2
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date09/16/2010
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitehttp://www.natbankmal.com
Data Updated11/14/2025
CERT7590
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$218.46M
Total Deposits$182.90M
Total Liabilities$184.05M
Total Equity Capital$34.41M
Net Income$1.84M
Net Loans and Leases$139.82M
Assets Per Employee ($Millions)$8.4M
Bank Premises and Fixed Assets$3.81M
Cash and Balances due from Depository Institutions$30.43M
Deposits Held in Domestic Offices$182.90M

Key Performance Ratios

Return on Assets (ROA)3.4%
Return on Equity (ROE)22.13%
Net Interest Margin4.89%
Efficiency Ratio47.66%
Tier 1 Risk-Based Capital Ratio0%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-1.77%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets15.753%
Earning Assets to total Assets96.28%

Income and Expense

Total Interest Income$3.30M
Total Noninterest Income$70.00k
Total Interest Expense$749.00k
Total Noninterest Expense$1.25M
Net Interest Income$2.56M
Pre-tax Net Operating Income$2.33M
Provision for Credit Losses$-960,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.15M
Total Liabilities and Capital$218.46M

Securities

Securities$42.16M
Available-for-sale debt securities$41.08M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.08M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The National Bank of Malvern?
$218.46M as of the latest filing.
How much are The National Bank of Malvern's total deposits?
$182.90M in total deposits.
Where is The National Bank of Malvern located?
Malvern, PA.
What is the Net Interest Margin?
4.89%.
How many domestic offices does it operate?
2.
When was it established?
04/07/1884.
What is the Return on Assets (ROA)?
3.4%.
How much are total loans and leases?
$139.82M (latest filing).
What is the total interest income (latest filing)?
$3.30M.