Manufacturers Bank & Trust Company

Forest City, IA
IDRSSD: 215345
Total Assets
$738.51M
Latest filing
Total Deposits
$638.32M
Latest filing
Net Interest Margin
3.61%
Profitability

Key People

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Locations

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Main Office
Manufacturers Bank & Trust Company
245 E J St
Forest City, IA 50436
Full Service - Brick and Mortar
Updated 01/30/2026Established 09/01/1945FDIC Certificate 10494

Branches (8)

Page 1 of 2
NameAddressCity / State
Manufacturers Bank & Trust Company (Main)245 E J StForest City, IA
BLOOMING PRAIRIE BRANCH245 E Main StBlooming Prairie, MN
AUSTIN BRANCH607 N Main StAustin, MN
MANTORVILLE BRANCH402 Main St NMantorville, MN
CLEAR LAKE BRANCH NEW800 Hwy 18 EClear Lake, IA
DODGE CENTER BRANCH42 W Main StDodge Center, MN
LAKE MILLS BRANCH106 W Main StLake Mills, IA
ROCHESTER #2 BRANCH4408 Highway 52 NRochester, MN
Showing 7 of 8

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date09/01/1945
Community BankYes
Ownership TypeNot Mutual
ZIP50436
State and County Number19189
Subchapter S CorporationsYes
Trust PowersTrust Powers Grandfathered
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees116
Domestic Offices9
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/30/2024
Date of Deposit Insurance09/01/1945
Primary Insurance AgencyDIF
Websitewww.mbtbank.bank
Data Updated01/30/2026
CERT16307
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$738.51M
Total Deposits$638.32M
Total Liabilities$658.55M
Total Equity Capital$79.96M
Net Income$2.49M
Net Loans and Leases$515.97M
Assets Per Employee ($Millions)$6.37M
Bank Premises and Fixed Assets$9.73M
Cash and Balances due from Depository Institutions$11.43M
Deposits Held in Domestic Offices$638.32M

Key Performance Ratios

Return on Assets (ROA)1.36%
Return on Equity (ROE)12.67%
Net Interest Margin3.61%
Efficiency Ratio63.18%
Tier 1 Risk-Based Capital Ratio12.892%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.1%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.827%
Earning Assets to total Assets92.37%

Income and Expense

Total Interest Income$9.06M
Total Noninterest Income$1.50M
Total Interest Expense$2.96M
Total Noninterest Expense$4.82M
Net Interest Income$6.09M
Pre-tax Net Operating Income$2.59M
Provision for Credit Losses$180.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$0
Other borrowed funds$13.25M
Federal Funds Sold & Reverse Repurchase Agreement$2.18M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$6.98M
Total Liabilities and Capital$738.51M

Securities

Securities$163.69M
Available-for-sale debt securities$162.55M
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Manufacturers Bank & Trust Company?
$738.51M as of the latest filing.
How much are Manufacturers Bank & Trust Company's total deposits?
$638.32M in total deposits.
Where is Manufacturers Bank & Trust Company located?
Forest City, IA.
What is the Net Interest Margin?
3.61%.
How many domestic offices does it operate?
9.
When was it established?
09/01/1945.
What is the Return on Assets (ROA)?
1.36%.
How much are total loans and leases?
$515.97M (latest filing).
What is the total interest income (latest filing)?
$9.06M.