Bank47
Huntsville, AL
IDRSSD: 1474309
Total Assets
$79.71M
Latest filing
Total Deposits
$69.92M
Latest filing
Net Interest Margin
3.45%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Bank47
415a Church St Nw
Huntsville, AL 35801
Full Service - Brick and Mortar
Updated 11/14/2025Established 05/18/1990FDIC Certificate 46146
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Bank47 (Main) | 415a Church St Nw | Huntsville, AL |
| UNION SPRINGS BRANCH | 202 Powell St N | Union Springs, AL |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 05/18/1990 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 35801 |
| State and County Number | 01089 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 06 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Huntsville, AL |
Operational Info
| Number of Employees | 26 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/15/2025 |
| Date of Deposit Insurance | 05/18/1990 |
| Primary Insurance Agency | DIF |
| Website | www.bank-47.com |
| Data Updated | 11/14/2025 |
| CERT | 32968 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $79.71M |
| Total Deposits | $69.92M |
| Total Liabilities | $70.88M |
| Total Equity Capital | $8.84M |
| Net Income | $-1,244,000 |
| Net Loans and Leases | $37.18M |
| Assets Per Employee ($Millions) | $2.75M |
| Bank Premises and Fixed Assets | $2.08M |
| Cash and Balances due from Depository Institutions | $14.69M |
| Deposits Held in Domestic Offices | $69.92M |
Key Performance Ratios
| Return on Assets (ROA) | -6.68% |
| Return on Equity (ROE) | -59.32% |
| Net Interest Margin | 3.45% |
| Efficiency Ratio | 259.66% |
| Tier 1 Risk-Based Capital Ratio | 26.621% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.64% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.084% |
| Earning Assets to total Assets | 95.26% |
Income and Expense
| Total Interest Income | $870.00k |
| Total Noninterest Income | $95.00k |
| Total Interest Expense | $261.00k |
| Total Noninterest Expense | $1.83M |
| Net Interest Income | $609.00k |
| Pre-tax Net Operating Income | $-1,244,000 |
| Provision for Credit Losses | $120.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $5.13M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $959.00k |
| Total Liabilities and Capital | $79.71M |
Securities
| Securities | $19.79M |
| Available-for-sale debt securities | $19.79M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Bank47?
$79.71M as of the latest filing.
How much are Bank47's total deposits?
$69.92M in total deposits.
Where is Bank47 located?
Huntsville, AL.
What is the Net Interest Margin?
3.45%.
How many domestic offices does it operate?
2.
When was it established?
05/18/1990.
What is the Return on Assets (ROA)?
-6.68%.
How much are total loans and leases?
$37.18M (latest filing).
What is the total interest income (latest filing)?
$870.00k.