Peoples Bank of Greensboro

Greensboro, AL
IDRSSD: 320034
Total Assets
$109.31M
Latest filing
Total Deposits
$102.75M
Latest filing
Net Interest Margin
3.07%
Profitability

Locations

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Main Office
Peoples Bank of Greensboro
1402 State St
Greensboro, AL 36744
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/07/1904FDIC Certificate 1142

Branches (0)

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NameAddressCity / State
No branch data available.
Peoples Bank of Greensboro (Main)1402 State StGreensboro, AL

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/07/1904
Community BankYes
Ownership TypeNot Mutual
ZIP36744
State and County Number01065
Subchapter S CorporationsYes
Trust PowersN/A
Federal Reserve ID Number06
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictAtlanta
Core Based Statistical Area NameTuscaloosa, AL

Operational Info

Number of Employees15
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date04/21/2023
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.peoplesbankofgreensboro.com
Data Updated11/14/2025
CERT1730
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$109.31M
Total Deposits$102.75M
Total Liabilities$103.08M
Total Equity Capital$6.23M
Net Income$263.00k
Net Loans and Leases$51.68M
Assets Per Employee ($Millions)$7.81M
Bank Premises and Fixed Assets$306.00k
Cash and Balances due from Depository Institutions$4.22M
Deposits Held in Domestic Offices$102.75M

Key Performance Ratios

Return on Assets (ROA)0.95%
Return on Equity (ROE)17.82%
Net Interest Margin3.07%
Efficiency Ratio70.71%
Tier 1 Risk-Based Capital Ratio18.373%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets5.701%
Earning Assets to total Assets95.1%

Income and Expense

Total Interest Income$1.23M
Total Noninterest Income$99.00k
Total Interest Expense$434.00k
Total Noninterest Expense$635.00k
Net Interest Income$799.00k
Pre-tax Net Operating Income$263.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$3.85M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$322.00k
Total Liabilities and Capital$109.31M

Securities

Securities$46.90M
Available-for-sale debt securities$18.37M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$28.53M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Peoples Bank of Greensboro?
$109.31M as of the latest filing.
How much are Peoples Bank of Greensboro's total deposits?
$102.75M in total deposits.
Where is Peoples Bank of Greensboro located?
Greensboro, AL.
What is the Net Interest Margin?
3.07%.
How many domestic offices does it operate?
1.
When was it established?
03/07/1904.
What is the Return on Assets (ROA)?
0.95%.
How much are total loans and leases?
$51.68M (latest filing).
What is the total interest income (latest filing)?
$1.23M.