The Lamesa National Bank

Lamesa, TX
IDRSSD: 623052
Total Assets
$427.78M
Latest filing
Total Deposits
$377.62M
Latest filing
Net Interest Margin
3.22%
Profitability

Locations

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Main Office
The Lamesa National Bank
602 S 1st St
Lamesa, TX 79331
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/30/1927FDIC Certificate 2130

Branches (0)

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NameAddressCity / State
No branch data available.
The Lamesa National Bank (Main)602 S 1st StLamesa, TX

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, national (federal) charter, Fed member, and supervised by the OCC
Primary RegulatorOCC
Established Date07/30/1927
Community BankYes
Ownership TypeNot Mutual
ZIP79331
State and County Number48115
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number11
Numeric code3
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictDallas
Core Based Statistical Area NameLamesa, TX

Operational Info

Number of Employees27
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.lamesanb.com
Data Updated11/14/2025
CERT3292
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$427.78M
Total Deposits$377.62M
Total Liabilities$379.07M
Total Equity Capital$48.72M
Net Income$2.03M
Net Loans and Leases$75.74M
Assets Per Employee ($Millions)$15.28M
Bank Premises and Fixed Assets$607.00k
Cash and Balances due from Depository Institutions$20.50M
Deposits Held in Domestic Offices$377.62M

Key Performance Ratios

Return on Assets (ROA)1.92%
Return on Equity (ROE)17.16%
Net Interest Margin3.22%
Efficiency Ratio36.98%
Tier 1 Risk-Based Capital Ratio34.86%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets11.388%
Earning Assets to total Assets97.2%

Income and Expense

Total Interest Income$4.59M
Total Noninterest Income$-75,000
Total Interest Expense$1.29M
Total Noninterest Expense$1.19M
Net Interest Income$3.30M
Pre-tax Net Operating Income$2.03M
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$24.00M
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$1.45M
Total Liabilities and Capital$427.78M

Securities

Securities$300.89M
Available-for-sale debt securities$300.89M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of The Lamesa National Bank?
$427.78M as of the latest filing.
How much are The Lamesa National Bank's total deposits?
$377.62M in total deposits.
Where is The Lamesa National Bank located?
Lamesa, TX.
What is the Net Interest Margin?
3.22%.
How many domestic offices does it operate?
1.
When was it established?
07/30/1927.
What is the Return on Assets (ROA)?
1.92%.
How much are total loans and leases?
$75.74M (latest filing).
What is the total interest income (latest filing)?
$4.59M.