Institution Class	Commercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary Regulator	FDIC
Established Date	01/01/1899
Community Bank	Yes
Ownership Type	Not Mutual
ZIP	66025
State and County Number	20045
Subchapter S Corporations	Yes
Trust Powers	Trust Powers Not Known
Federal Reserve ID Number	10
Numeric code	21
Insured by FDIC	Institution closed or not insured by FDIC
Federal Reserve District	KANSAS CITY
Core Based Statistical Area Name	N/A

Operational Info

Number of Employees	11
Domestic Offices	1
Foreign Offices	0
US Offices	0
Directly owned by another bank (CERT)	No
Last Structure Change Effective Date	09/05/2025
Date of Deposit Insurance	01/02/1934
Primary Insurance Agency	DIF
Website	kawvalleystatebank.com
Data Updated	2/13/2026
CERT	13413
Office of The Comptroller District:	—
Office of Thrift Supervision Region	N/A

Financial Summary

Total Assets	$72.32M
Total Deposits	$69.63M
Total Liabilities	$69.93M
Total Equity Capital	$2.38M
Net Income	$135.00k
Net Loans and Leases	$29.35M
Assets Per Employee ($Millions)	$6.57M
Bank Premises and Fixed Assets	$656.00k
Cash and Balances due from Depository Institutions	$4.79M
Deposits Held in Domestic Offices	$69.63M

Return on Assets (ROA)	0.74%
Return on Equity (ROE)	24.29%
Net Interest Margin	3.05%
Efficiency Ratio	77.76%
Tier 1 Risk-Based Capital Ratio	16.733%
Net Loans and Leases to Core Deposits	0%
Credit Loss Provision to Assets	0%
Cash Dividends to Net Income (YTD Only)	0%
Equity Capital to Assets	3.297%
Earning Assets to total Assets	94.39%

Total Interest Income	$781.00k
Total Noninterest Income	$81.00k
Total Interest Expense	$255.00k
Total Noninterest Expense	$472.00k
Net Interest Income	$526.00k
Pre-tax Net Operating Income	$135.00k
Provision for Credit Losses	$0
Discontinued Operations (Extraordinary Gains - Net)	$0

Goodwill and Other Intangibles	$0
All Other Assets	—
Other Real Estate Owned	$0
Other borrowed funds	$0
Federal Funds Sold & Reverse Repurchase Agreement	$0
Federal Funds Purchased and Repurchased Agreement	$0
All Other Liabilities	$299.00k
Total Liabilities and Capital	$72.32M

Securities	$36.41M
Available-for-sale debt securities	$36.41M
Equity securities with readily determinable fair values not held for trading	—
Held-to-maturity securities	$0
Subordinated Debt	$0
Trading Account Assets	$0
Trading Liabilities	$0

What are the total assets of Kaw Valley State Bank?

$72.32M as of the latest filing.

How much are Kaw Valley State Bank's total deposits?

$69.63M in total deposits.

Where is Kaw Valley State Bank located?

Eudora, KS.

What is the Net Interest Margin?

3.05%.

How many domestic offices does it operate?

When was it established?

01/01/1899.

What is the Return on Assets (ROA)?

0.74%.

How much are total loans and leases?

$29.35M (latest filing).

What is the total interest income (latest filing)?

$781.00k.