Homewood Federal Savings Bank
Baltimore, MD
IDRSSD: 359472
Total Assets
$66.78M
Latest filing
Total Deposits
$49.57M
Latest filing
Net Interest Margin
2.94%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Homewood Federal Savings Bank
3228 Eastern Ave
Baltimore, MD 21224
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1916FDIC Certificate 44101
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Homewood Federal Savings Bank (Main) | 3228 Eastern Ave | Baltimore, MD | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1916 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 21224 |
| State and County Number | 24510 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 34 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Baltimore-Columbia-Towson, MD |
Operational Info
| Number of Employees | 6 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | www.homewoodfsb.com |
| Data Updated | 11/14/2025 |
| CERT | 31267 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $66.78M |
| Total Deposits | $49.57M |
| Total Liabilities | $49.65M |
| Total Equity Capital | $17.13M |
| Net Income | $123.00k |
| Net Loans and Leases | $53.75M |
| Assets Per Employee ($Millions) | $11.13M |
| Bank Premises and Fixed Assets | $413.00k |
| Cash and Balances due from Depository Institutions | $11.57M |
| Deposits Held in Domestic Offices | $49.57M |
Key Performance Ratios
| Return on Assets (ROA) | 0.74% |
| Return on Equity (ROE) | 2.88% |
| Net Interest Margin | 2.94% |
| Efficiency Ratio | 83.96% |
| Tier 1 Risk-Based Capital Ratio | 38.798% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | -0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 25.648% |
| Earning Assets to total Assets | 97.36% |
Income and Expense
| Total Interest Income | $903.00k |
| Total Noninterest Income | $2.00k |
| Total Interest Expense | $425.00k |
| Total Noninterest Expense | $403.00k |
| Net Interest Income | $478.00k |
| Pre-tax Net Operating Income | $87.00k |
| Provision for Credit Losses | $-10,000 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $84.00k |
| Total Liabilities and Capital | $66.78M |
Securities
| Securities | $450.00k |
| Available-for-sale debt securities | $175.00k |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Homewood Federal Savings Bank?
$66.78M as of the latest filing.
How much are Homewood Federal Savings Bank's total deposits?
$49.57M in total deposits.
Where is Homewood Federal Savings Bank located?
Baltimore, MD.
What is the Net Interest Margin?
2.94%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1916.
What is the Return on Assets (ROA)?
0.74%.
How much are total loans and leases?
$53.75M (latest filing).
What is the total interest income (latest filing)?
$903.00k.