Hometown Community Bank
Cyrus, MN
IDRSSD: 156457
Total Assets
$105.03M
Latest filing
Total Deposits
$94.39M
Latest filing
Net Interest Margin
3.78%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Hometown Community Bank
100 E Main St
Cyrus, MN 56323
Full Service - Brick and Mortar
Updated 01/30/2026Established 10/07/1901FDIC Certificate 6536
Branches (3)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Hometown Community Bank (Main) | 100 E Main St | Cyrus, MN |
| QUALITY BANK | 116 Morton Ave | Page, ND |
| FORADA BRANCH | 10635 Tobys Ave Se | Alexandria, MN |
| QUALITY BANK BRANCH | 410 3rd St | Fingal, ND |
Showing 3 of 3
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 10/07/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56323 |
| State and County Number | 27121 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 14 |
| Domestic Offices | 4 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.hcbmn.com |
| Data Updated | 01/30/2026 |
| CERT | 10197 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $105.03M |
| Total Deposits | $94.39M |
| Total Liabilities | $96.11M |
| Total Equity Capital | $8.93M |
| Net Income | $390.00k |
| Net Loans and Leases | $86.73M |
| Assets Per Employee ($Millions) | $7.5M |
| Bank Premises and Fixed Assets | $787.00k |
| Cash and Balances due from Depository Institutions | $5.46M |
| Deposits Held in Domestic Offices | $94.39M |
Key Performance Ratios
| Return on Assets (ROA) | 1.52% |
| Return on Equity (ROE) | 17.74% |
| Net Interest Margin | 3.78% |
| Efficiency Ratio | 55.11% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.06% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.499% |
| Earning Assets to total Assets | 93.47% |
Income and Expense
| Total Interest Income | $1.45M |
| Total Noninterest Income | $39.00k |
| Total Interest Expense | $537.00k |
| Total Noninterest Expense | $523.00k |
| Net Interest Income | $910.00k |
| Pre-tax Net Operating Income | $411.00k |
| Provision for Credit Losses | $15.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $1.02M |
| Federal Funds Sold & Reverse Repurchase Agreement | $31.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $690.00k |
| Total Liabilities and Capital | $105.03M |
Securities
| Securities | $10.39M |
| Available-for-sale debt securities | $10.39M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Hometown Community Bank?
$105.03M as of the latest filing.
How much are Hometown Community Bank's total deposits?
$94.39M in total deposits.
Where is Hometown Community Bank located?
Cyrus, MN.
What is the Net Interest Margin?
3.78%.
How many domestic offices does it operate?
4.
When was it established?
10/07/1901.
What is the Return on Assets (ROA)?
1.52%.
How much are total loans and leases?
$86.73M (latest filing).
What is the total interest income (latest filing)?
$1.45M.