Community Bank Owatonna
Owatonna, MN
IDRSSD: 3139321
Total Assets
$98.37M
Latest filing
Total Deposits
$90.35M
Latest filing
Net Interest Margin
3.58%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank Owatonna
640 W Bridge St
Owatonna, MN 55060
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/13/2003FDIC Certificate 363965
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| Community Bank Owatonna (Main) | 640 W Bridge St | Owatonna, MN | ||
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/13/2003 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 55060 |
| State and County Number | 27147 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Owatonna, MN |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/13/2003 |
| Primary Insurance Agency | DIF |
| Website | WWW.CBOWATONNA.COM |
| Data Updated | 01/30/2026 |
| CERT | 57468 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $98.37M |
| Total Deposits | $90.35M |
| Total Liabilities | $91.53M |
| Total Equity Capital | $6.83M |
| Net Income | $207.00k |
| Net Loans and Leases | $71.35M |
| Assets Per Employee ($Millions) | $9.84M |
| Bank Premises and Fixed Assets | $1.39M |
| Cash and Balances due from Depository Institutions | $1.78M |
| Deposits Held in Domestic Offices | $90.35M |
Key Performance Ratios
| Return on Assets (ROA) | 0.85% |
| Return on Equity (ROE) | 12.84% |
| Net Interest Margin | 3.58% |
| Efficiency Ratio | 62.51% |
| Tier 1 Risk-Based Capital Ratio | 10.869% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.14% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 6.948% |
| Earning Assets to total Assets | 94.4% |
Income and Expense
| Total Interest Income | $1.33M |
| Total Noninterest Income | $62.00k |
| Total Interest Expense | $513.00k |
| Total Noninterest Expense | $547.00k |
| Net Interest Income | $813.00k |
| Pre-tax Net Operating Income | $293.00k |
| Provision for Credit Losses | $35.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $586.00k |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.19M |
| Total Liabilities and Capital | $98.37M |
Securities
| Securities | $19.94M |
| Available-for-sale debt securities | $19.94M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank Owatonna?
$98.37M as of the latest filing.
How much are Community Bank Owatonna's total deposits?
$90.35M in total deposits.
Where is Community Bank Owatonna located?
Owatonna, MN.
What is the Net Interest Margin?
3.58%.
How many domestic offices does it operate?
1.
When was it established?
01/13/2003.
What is the Return on Assets (ROA)?
0.85%.
How much are total loans and leases?
$71.35M (latest filing).
What is the total interest income (latest filing)?
$1.33M.