The Havana National Bank
Havana, IL
IDRSSD: 940731
Total Assets
$322.56M
Latest filing
Total Deposits
$231.99M
Latest filing
Net Interest Margin
3.87%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The Havana National Bank
112 S Orange St
Havana, IL 62644
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/30/1875FDIC Certificate 2352
Branches (5)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The Havana National Bank (Main) | 112 S Orange St | Havana, IL |
| GREEN VALLEY FACILITY | 101 W Main St | Green Valley, IL |
| 143 SOUTH MAIN STREET BRANCH | 143 S Main St | Lewistown, IL |
| SOUTH SECOND STREET BRANCH | 112 S 2nd St | San Jose, IL |
| HAVANA NATIONAL BANK-MANITO BRANCH | 207 N Adams St | Manito, IL |
| CASS COMMUNITY BANK BRANCH | 20883 Il 125 | Virginia, IL |
Showing 5 of 5
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 03/30/1875 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 62644 |
| State and County Number | 17125 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 57 |
| Domestic Offices | 6 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | http://www.havanabank.com |
| Data Updated | 11/14/2025 |
| CERT | 3677 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $322.56M |
| Total Deposits | $231.99M |
| Total Liabilities | $287.24M |
| Total Equity Capital | $35.32M |
| Net Income | $1.09M |
| Net Loans and Leases | $227.27M |
| Assets Per Employee ($Millions) | $5.86M |
| Bank Premises and Fixed Assets | $2.75M |
| Cash and Balances due from Depository Institutions | $6.39M |
| Deposits Held in Domestic Offices | $231.99M |
Key Performance Ratios
| Return on Assets (ROA) | 1.35% |
| Return on Equity (ROE) | 12.64% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 51.31% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.22% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.95% |
| Earning Assets to total Assets | 93.5% |
Income and Expense
| Total Interest Income | $4.15M |
| Total Noninterest Income | $432.00k |
| Total Interest Expense | $1.22M |
| Total Noninterest Expense | $1.74M |
| Net Interest Income | $2.93M |
| Pre-tax Net Operating Income | $1.45M |
| Provision for Credit Losses | $180.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $35.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $18.49M |
| All Other Liabilities | $1.76M |
| Total Liabilities and Capital | $322.56M |
Securities
| Securities | $69.21M |
| Available-for-sale debt securities | $69.21M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Havana National Bank?
$322.56M as of the latest filing.
How much are The Havana National Bank's total deposits?
$231.99M in total deposits.
Where is The Havana National Bank located?
Havana, IL.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
6.
When was it established?
03/30/1875.
What is the Return on Assets (ROA)?
1.35%.
How much are total loans and leases?
$227.27M (latest filing).
What is the total interest income (latest filing)?
$4.15M.