Vantage Bank
Kent, MN
IDRSSD: 58355
Total Assets
$74.92M
Latest filing
Total Deposits
$62.69M
Latest filing
Net Interest Margin
4.66%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Vantage Bank
202 Main St
Kent, MN 56553
Full Service - Brick and Mortar
Updated 11/14/2025Established 07/14/1902FDIC Certificate 6224
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| Vantage Bank (Main) | 202 Main St | Kent, MN |
| ALEXANDRIA BRANCH | 311 30th Ave E | Alexandria, MN |
Showing 1 of 1
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 07/14/1902 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56553 |
| State and County Number | 27167 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Wahpeton, ND-MN |
Operational Info
| Number of Employees | 11 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 06/30/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.vantagebankmn.com |
| Data Updated | 11/14/2025 |
| CERT | 9733 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $74.92M |
| Total Deposits | $62.69M |
| Total Liabilities | $68.15M |
| Total Equity Capital | $6.77M |
| Net Income | $344.00k |
| Net Loans and Leases | $70.08M |
| Assets Per Employee ($Millions) | $6.81M |
| Bank Premises and Fixed Assets | $1.66M |
| Cash and Balances due from Depository Institutions | $1.57M |
| Deposits Held in Domestic Offices | $62.69M |
Key Performance Ratios
| Return on Assets (ROA) | 1.84% |
| Return on Equity (ROE) | 20.86% |
| Net Interest Margin | 4.66% |
| Efficiency Ratio | 58.17% |
| Tier 1 Risk-Based Capital Ratio | 10.836% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.032% |
| Earning Assets to total Assets | 93.71% |
Income and Expense
| Total Interest Income | $1.14M |
| Total Noninterest Income | $83.00k |
| Total Interest Expense | $327.00k |
| Total Noninterest Expense | $520.00k |
| Net Interest Income | $811.00k |
| Pre-tax Net Operating Income | $344.00k |
| Provision for Credit Losses | $30.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $5.03M |
| All Other Liabilities | $433.00k |
| Total Liabilities and Capital | $74.92M |
Securities
| Securities | $51.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $51.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Vantage Bank?
$74.92M as of the latest filing.
How much are Vantage Bank's total deposits?
$62.69M in total deposits.
Where is Vantage Bank located?
Kent, MN.
What is the Net Interest Margin?
4.66%.
How many domestic offices does it operate?
2.
When was it established?
07/14/1902.
What is the Return on Assets (ROA)?
1.84%.
How much are total loans and leases?
$70.08M (latest filing).
What is the total interest income (latest filing)?
$1.14M.