Foresight Bank
Winnebago, IL
IDRSSD: 556936
Total Assets
$1.76B
Latest filing
Total Deposits
$1.54B
Latest filing
Net Interest Margin
3.55%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
2 routesView all→
071113162WINNEBAGO, IL071923857WINNEBAGO, IL
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
Foresight Bank
809 Cannel Puri Ct
Winnebago, IL 61088
Full Service - Brick and Mortar
Updated 04/10/2026Established 01/06/1907FDIC Certificate 3921
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| Foresight Bank (Main) | 809 Cannel Puri Ct | Winnebago, IL |
| ROCKFORD BRANCH | 3106 N Rockton Ave | Rockford, IL |
| PECATONICA FACILITY BRANCH | 430 Main St | Pecatonica, IL |
| SPRINGSTEAD FACILITY | 125 N Phelps Ave | Rockford, IL |
| DAVIS BRANCH | 100 Il Route 75 E | Davis, IL |
| KANKAKEE BRANCH | 5053 W Route 17 | Kankakee, IL |
| MACHESNEY PARK BRANCH | 1100 Ralston Rd | Machesney Park, IL |
| STOCKTON MESSENGER SERVICE | 601 East North Avenue, Highway 20 | Stockton, IL |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/06/1907 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 61088 |
| State and County Number | 17201 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Rockford, IL |
Operational Info
| Number of Employees | 234 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/01/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.ffgbank.com |
| Data Updated | 04/10/2026 |
| CERT | 5749 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.76B |
| Total Deposits | $1.54B |
| Total Liabilities | $1.59B |
| Total Equity Capital | $167.84M |
| Net Income | $4.16M |
| Net Loans and Leases | $1.11B |
| Assets Per Employee ($Millions) | $7.54M |
| Bank Premises and Fixed Assets | $16.72M |
| Cash and Balances due from Depository Institutions | $136.70M |
| Deposits Held in Domestic Offices | $1.54B |
Key Performance Ratios
| Return on Assets (ROA) | 0.97% |
| Return on Equity (ROE) | 9.98% |
| Net Interest Margin | 3.55% |
| Efficiency Ratio | 62.94% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.55% |
| Earning Assets to total Assets | 94.58% |
Income and Expense
| Total Interest Income | $21.07M |
| Total Noninterest Income | $1.83M |
| Total Interest Expense | $6.74M |
| Total Noninterest Expense | $10.17M |
| Net Interest Income | $14.33M |
| Pre-tax Net Operating Income | $5.46M |
| Provision for Credit Losses | $524.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $36.67M |
| Federal Funds Sold & Reverse Repurchase Agreement | $3.90M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $10.68M |
| Total Liabilities and Capital | $1.76B |
Securities
| Securities | $429.85M |
| Available-for-sale debt securities | $426.20M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $2.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Foresight Bank?
$1.76B as of the latest filing.
How much are Foresight Bank's total deposits?
$1.54B in total deposits.
Where is Foresight Bank located?
Winnebago, IL.
What is the Net Interest Margin?
3.55%.
How many domestic offices does it operate?
14.
When was it established?
01/06/1907.
What is the Return on Assets (ROA)?
0.97%.
How much are total loans and leases?
$1.11B (latest filing).
What is the total interest income (latest filing)?
$21.07M.