The First National Bank of Williamson
Williamson, WV
IDRSSD: 917630
Total Assets
$119.30M
Latest filing
Total Deposits
$95.39M
Latest filing
Net Interest Margin
3.03%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Williamson
68 E 2nd Ave
Williamson, WV 25661
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/11/1903FDIC Certificate 4577
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Williamson (Main) | 68 E 2nd Ave | Williamson, WV |
| THE FIRST NATIONAL BANK OF WILLIAMSON BRANCH | East Fourth Avenue And Logan Street | Williamson, WV |
| THE FIRST NATIONAL BANK OF WILLIAMSON BRANCH | 109 Prater Pl | Pikeville, KY |
Showing 2 of 2
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
Guaranty Bank Inc.
Williamson, West Virginia
→
Assets: $140.92MΔ +30.0%
The First National Bank of Peterstown
Peterstown, West Virginia
→
Assets: $86.37MΔ -20.3%
Clay County Bank, Inc.
Clay, West Virginia
→
Assets: $131.98MΔ +21.8%
Whitesville State Bank
Whitesville, West Virginia
→
Assets: $133.95MΔ +23.6%
The Pleasants County Bank
Saint Marys, West Virginia
→
Assets: $76.87MΔ -29.1%
Miners & Merchants Bank
Thomas, West Virginia
→
Assets: $68.06MΔ -37.2%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/11/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 25661 |
| State and County Number | 54059 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.yourfnbonline.com |
| Data Updated | 11/14/2025 |
| CERT | 6805 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $119.30M |
| Total Deposits | $95.39M |
| Total Liabilities | $96.82M |
| Total Equity Capital | $22.48M |
| Net Income | $-126,000 |
| Net Loans and Leases | $74.00M |
| Assets Per Employee ($Millions) | $4.26M |
| Bank Premises and Fixed Assets | $736.00k |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $95.39M |
Key Performance Ratios
| Return on Assets (ROA) | -0.44% |
| Return on Equity (ROE) | -3.41% |
| Net Interest Margin | 3.03% |
| Efficiency Ratio | 111.43% |
| Tier 1 Risk-Based Capital Ratio | 38.929% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 18.842% |
| Earning Assets to total Assets | 97.3% |
Income and Expense
| Total Interest Income | $1.42M |
| Total Noninterest Income | $262.00k |
| Total Interest Expense | $577.00k |
| Total Noninterest Expense | $1.23M |
| Net Interest Income | $840.00k |
| Pre-tax Net Operating Income | $-126,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $86.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $723.00k |
| All Other Liabilities | $711.00k |
| Total Liabilities and Capital | $119.30M |
Securities
| Securities | $21.10M |
| Available-for-sale debt securities | $21.10M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Williamson?
$119.30M as of the latest filing.
How much are The First National Bank of Williamson's total deposits?
$95.39M in total deposits.
Where is The First National Bank of Williamson located?
Williamson, WV.
What is the Net Interest Margin?
3.03%.
How many domestic offices does it operate?
3.
When was it established?
06/11/1903.
What is the Return on Assets (ROA)?
-0.44%.
How much are total loans and leases?
$74.00M (latest filing).
What is the total interest income (latest filing)?
$1.42M.