The First National Bank of Williamson
Williamson, WV
IDRSSD: 917630
Total Assets
$118.52M
Latest filing
Total Deposits
$93.97M
Latest filing
Net Interest Margin
3.44%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Williamson
68 E 2nd Ave
Williamson, WV 25661
Full Service - Brick and Mortar
Updated 01/30/2026Established 06/11/1903FDIC Certificate 4577
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Williamson (Main) | 68 E 2nd Ave | Williamson, WV |
| THE FIRST NATIONAL BANK OF WILLIAMSON BRANCH | East Fourth Avenue And Logan Street | Williamson, WV |
| THE FIRST NATIONAL BANK OF WILLIAMSON BRANCH | 109 Prater Pl | Pikeville, KY |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/11/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 25661 |
| State and County Number | 54059 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 28 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.yourfnbonline.com |
| Data Updated | 01/30/2026 |
| CERT | 6805 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $118.52M |
| Total Deposits | $93.97M |
| Total Liabilities | $95.52M |
| Total Equity Capital | $23.00M |
| Net Income | $7.00k |
| Net Loans and Leases | $74.38M |
| Assets Per Employee ($Millions) | $3.7M |
| Bank Premises and Fixed Assets | $1.05M |
| Cash and Balances due from Depository Institutions | $0 |
| Deposits Held in Domestic Offices | $93.97M |
Key Performance Ratios
| Return on Assets (ROA) | 0.02% |
| Return on Equity (ROE) | 0.12% |
| Net Interest Margin | 3.44% |
| Efficiency Ratio | 100.32% |
| Tier 1 Risk-Based Capital Ratio | 37.984% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 19.407% |
| Earning Assets to total Assets | 96.51% |
Income and Expense
| Total Interest Income | $1.50M |
| Total Noninterest Income | $241.00k |
| Total Interest Expense | $510.00k |
| Total Noninterest Expense | $1.24M |
| Net Interest Income | $991.00k |
| Pre-tax Net Operating Income | $-4,000 |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $117.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $751.00k |
| All Other Liabilities | $799.00k |
| Total Liabilities and Capital | $118.52M |
Securities
| Securities | $21.21M |
| Available-for-sale debt securities | $21.21M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Williamson?
$118.52M as of the latest filing.
How much are The First National Bank of Williamson's total deposits?
$93.97M in total deposits.
Where is The First National Bank of Williamson located?
Williamson, WV.
What is the Net Interest Margin?
3.44%.
How many domestic offices does it operate?
3.
When was it established?
06/11/1903.
What is the Return on Assets (ROA)?
0.02%.
How much are total loans and leases?
$74.38M (latest filing).
What is the total interest income (latest filing)?
$1.50M.