First National Bank of Pulaski
Pulaski, TN
IDRSSD: 972732
Total Assets
$1.50B
Latest filing
Total Deposits
$1.34B
Latest filing
Net Interest Margin
3.79%
Profitability
Routing numbers
Primary routing transit numbers associated with this institution.
1 routeView all→
064107994PULASKI, TN
Key People
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Locations
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Main Office
First National Bank of Pulaski
206 S 1st St
Pulaski, TN 38478
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/12/1938FDIC Certificate 9862
Branches (13)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| First National Bank of Pulaski (Main) | 206 S 1st St | Pulaski, TN |
| LEWISBURG BRANCH | 1190 N Ellington Pkwy | Lewisburg, TN |
| ARDMORE BRANCH | 26591 Main St | Ardmore, TN |
| INDUSTRIAL PARK BRANCH | 100 Bennett Dr | Pulaski, TN |
| PULASKI BRANCH | 820 Mill St | Pulaski, TN |
| LINCOLN COUNTY BRANCH | 405 College St W | Fayetteville, TN |
| PARK CITY BRANCH | 2850 Huntsville Hwy | Fayetteville, TN |
| MORTGAGE OFFICE BRANCH | 218 W Flower St | Pulaski, TN |
Showing 7 of 13
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/12/1938 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 38478 |
| State and County Number | 47055 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 06 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 187 |
| Domestic Offices | 14 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/12/1938 |
| Primary Insurance Agency | DIF |
| Website | www.fnbforyou.com |
| Data Updated | 01/30/2026 |
| CERT | 15572 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.50B |
| Total Deposits | $1.34B |
| Total Liabilities | $1.36B |
| Total Equity Capital | $142.12M |
| Net Income | $4.89M |
| Net Loans and Leases | $999.22M |
| Assets Per Employee ($Millions) | $8.07M |
| Bank Premises and Fixed Assets | $11.72M |
| Cash and Balances due from Depository Institutions | $180.08M |
| Deposits Held in Domestic Offices | $1.34B |
Key Performance Ratios
| Return on Assets (ROA) | 1.32% |
| Return on Equity (ROE) | 13.77% |
| Net Interest Margin | 3.79% |
| Efficiency Ratio | 54.59% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.09% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.465% |
| Earning Assets to total Assets | 94.87% |
Income and Expense
| Total Interest Income | $20.29M |
| Total Noninterest Income | $1.70M |
| Total Interest Expense | $6.99M |
| Total Noninterest Expense | $8.19M |
| Net Interest Income | $13.30M |
| Pre-tax Net Operating Income | $6.47M |
| Provision for Credit Losses | $341.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $55.00k |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.13M |
| Federal Funds Purchased and Repurchased Agreement | $1.89M |
| All Other Liabilities | $16.22M |
| Total Liabilities and Capital | $1.50B |
Securities
| Securities | $262.42M |
| Available-for-sale debt securities | $262.42M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First National Bank of Pulaski?
$1.50B as of the latest filing.
How much are First National Bank of Pulaski's total deposits?
$1.34B in total deposits.
Where is First National Bank of Pulaski located?
Pulaski, TN.
What is the Net Interest Margin?
3.79%.
How many domestic offices does it operate?
14.
When was it established?
01/12/1938.
What is the Return on Assets (ROA)?
1.32%.
How much are total loans and leases?
$999.22M (latest filing).
What is the total interest income (latest filing)?
$20.29M.