The First National Bank of Peterstown
Peterstown, WV
IDRSSD: 719030
Total Assets
$85.42M
Latest filing
Total Deposits
$74.64M
Latest filing
Net Interest Margin
3.81%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Peterstown
380 Market Street
Peterstown, WV 24963
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/27/1910FDIC Certificate 4561
Branches (1)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Peterstown (Main) | 380 Market Street | Peterstown, WV |
| FNBP NARROWS BRANCH | 110 Old Virginia Ave | Narrows, VA |
Showing 1 of 1
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/27/1910 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 24963 |
| State and County Number | 54063 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbp.com |
| Data Updated | 11/14/2025 |
| CERT | 6787 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $85.42M |
| Total Deposits | $74.64M |
| Total Liabilities | $74.90M |
| Total Equity Capital | $10.52M |
| Net Income | $201.00k |
| Net Loans and Leases | $37.14M |
| Assets Per Employee ($Millions) | $6.57M |
| Bank Premises and Fixed Assets | $2.37M |
| Cash and Balances due from Depository Institutions | $10.04M |
| Deposits Held in Domestic Offices | $74.64M |
Key Performance Ratios
| Return on Assets (ROA) | 0.94% |
| Return on Equity (ROE) | 7.83% |
| Net Interest Margin | 3.81% |
| Efficiency Ratio | 70.81% |
| Tier 1 Risk-Based Capital Ratio | 28.073% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 12.32% |
| Earning Assets to total Assets | 84.28% |
Income and Expense
| Total Interest Income | $798.00k |
| Total Noninterest Income | $177.00k |
| Total Interest Expense | $115.00k |
| Total Noninterest Expense | $609.00k |
| Net Interest Income | $683.00k |
| Pre-tax Net Operating Income | $251.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $4.05M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $261.00k |
| Total Liabilities and Capital | $85.42M |
Securities
| Securities | $28.55M |
| Available-for-sale debt securities | $20.63M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $7.92M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Peterstown?
$85.42M as of the latest filing.
How much are The First National Bank of Peterstown's total deposits?
$74.64M in total deposits.
Where is The First National Bank of Peterstown located?
Peterstown, WV.
What is the Net Interest Margin?
3.81%.
How many domestic offices does it operate?
2.
When was it established?
01/27/1910.
What is the Return on Assets (ROA)?
0.94%.
How much are total loans and leases?
$37.14M (latest filing).
What is the total interest income (latest filing)?
$798.00k.