My Kind of Bank, National Association
Ottertail, MN
IDRSSD: 23456
Total Assets
$417.64M
Latest filing
Total Deposits
$382.16M
Latest filing
Net Interest Margin
3.87%
Profitability
Key People
Loading leadership data...
Locations
Main office and branches. Select to view on the map.
Main Office
My Kind of Bank, National Association
106 Mn Highway 78 N
Ottertail, MN 56571
Full Service - Brick and Mortar
Updated 01/30/2026Established 08/01/1903FDIC Certificate 3457
Branches (4)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| My Kind of Bank, National Association (Main) | 106 Mn Highway 78 N | Ottertail, MN |
| BATTLE LAKE BR | 101 S Lake Ave | Battle Lake, MN |
| HENNING BRANCH | 512 Douglas Ave | Henning, MN |
| DETROIT LAKES BRANCH | 611 Summit Ave | Detroit Lakes, MN |
| FIRST SECURITY BANK - EVANSVILLE BRANCH | 303 Kron St | Evansville, MN |
Showing 4 of 4
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
Similar banks
North Star Bank
Roseville, Minnesota
→
Assets: $401.36MΔ +0.1%
Peoples State Bank of Plainview
Plainview, Minnesota
→
Assets: $400.09MΔ -0.2%
BankCherokee
Saint Paul, Minnesota
→
Assets: $402.22MΔ +0.3%
Heritage Bank National Association
Spicer, Minnesota
→
Assets: $398.40MΔ -0.6%
Pine Country Bank
Little Falls, Minnesota
→
Assets: $388.92MΔ -3.0%
Village Bank
Saint Francis, Minnesota
→
Assets: $413.80MΔ +3.2%
Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 08/01/1903 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 56571 |
| State and County Number | 27111 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 09 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Kansas City |
| Core Based Statistical Area Name | Fergus Falls, MN |
Operational Info
| Number of Employees | 56 |
| Domestic Offices | 5 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/01/2026 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.mykindofbank.com |
| Data Updated | 01/30/2026 |
| CERT | 5162 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $417.64M |
| Total Deposits | $382.16M |
| Total Liabilities | $384.89M |
| Total Equity Capital | $32.74M |
| Net Income | $1.30M |
| Net Loans and Leases | $294.84M |
| Assets Per Employee ($Millions) | $6.63M |
| Bank Premises and Fixed Assets | $6.21M |
| Cash and Balances due from Depository Institutions | $19.77M |
| Deposits Held in Domestic Offices | $382.16M |
Key Performance Ratios
| Return on Assets (ROA) | 1.27% |
| Return on Equity (ROE) | 16.33% |
| Net Interest Margin | 3.87% |
| Efficiency Ratio | 65.91% |
| Tier 1 Risk-Based Capital Ratio | 11.967% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.16% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.84% |
| Earning Assets to total Assets | 94.21% |
Income and Expense
| Total Interest Income | $5.86M |
| Total Noninterest Income | $809.00k |
| Total Interest Expense | $2.13M |
| Total Noninterest Expense | $2.99M |
| Net Interest Income | $3.73M |
| Pre-tax Net Operating Income | $1.39M |
| Provision for Credit Losses | $160.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $348.00k |
| Other borrowed funds | $557.00k |
| Federal Funds Sold & Reverse Repurchase Agreement | $1.33M |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $2.18M |
| Total Liabilities and Capital | $417.64M |
Securities
| Securities | $82.62M |
| Available-for-sale debt securities | $82.13M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $488.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of My Kind of Bank, National Association?
$417.64M as of the latest filing.
How much are My Kind of Bank, National Association's total deposits?
$382.16M in total deposits.
Where is My Kind of Bank, National Association located?
Ottertail, MN.
What is the Net Interest Margin?
3.87%.
How many domestic offices does it operate?
5.
When was it established?
08/01/1903.
What is the Return on Assets (ROA)?
1.27%.
How much are total loans and leases?
$294.84M (latest filing).
What is the total interest income (latest filing)?
$5.86M.