The First National Bank of Ballinger
Ballinger, TX
IDRSSD: 160454
Total Assets
$267.11M
Latest filing
Total Deposits
$238.53M
Latest filing
Net Interest Margin
4.28%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
The First National Bank of Ballinger
911 Hutchings Avenue
Ballinger, TX 76821
Full Service - Brick and Mortar
Updated 11/14/2025Established 06/29/1886FDIC Certificate 1967
Branches (2)
Page 1 of 1| Name | Address | City / State |
|---|---|---|
| The First National Bank of Ballinger (Main) | 911 Hutchings Avenue | Ballinger, TX |
| BANK OF SAN ANGELO BRANCH | 2635 Valleyview Blvd | San Angelo, TX |
| FNB TEXAS BRANCH | 509 Pecan St | Fort Worth, TX |
Showing 2 of 2
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 06/29/1886 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 76821 |
| State and County Number | 48399 |
| Subchapter S Corporations | Yes |
| Trust Powers | N/A |
| Federal Reserve ID Number | 11 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Dallas |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 46 |
| Domestic Offices | 3 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 03/31/2006 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.fnbballinger.com |
| Data Updated | 11/14/2025 |
| CERT | 3087 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $267.11M |
| Total Deposits | $238.53M |
| Total Liabilities | $240.29M |
| Total Equity Capital | $26.82M |
| Net Income | $1.09M |
| Net Loans and Leases | $155.79M |
| Assets Per Employee ($Millions) | $6.07M |
| Bank Premises and Fixed Assets | $2.38M |
| Cash and Balances due from Depository Institutions | $44.45M |
| Deposits Held in Domestic Offices | $238.53M |
Key Performance Ratios
| Return on Assets (ROA) | 1.65% |
| Return on Equity (ROE) | 16.66% |
| Net Interest Margin | 4.28% |
| Efficiency Ratio | 62.99% |
| Tier 1 Risk-Based Capital Ratio | 16.85% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.04% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.041% |
| Earning Assets to total Assets | 93.84% |
Income and Expense
| Total Interest Income | $3.66M |
| Total Noninterest Income | $369.00k |
| Total Interest Expense | $1.02M |
| Total Noninterest Expense | $1.90M |
| Net Interest Income | $2.64M |
| Pre-tax Net Operating Income | $1.09M |
| Provision for Credit Losses | $25.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $1.77M |
| Total Liabilities and Capital | $267.11M |
Securities
| Securities | $54.87M |
| Available-for-sale debt securities | $54.81M |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The First National Bank of Ballinger?
$267.11M as of the latest filing.
How much are The First National Bank of Ballinger's total deposits?
$238.53M in total deposits.
Where is The First National Bank of Ballinger located?
Ballinger, TX.
What is the Net Interest Margin?
4.28%.
How many domestic offices does it operate?
3.
When was it established?
06/29/1886.
What is the Return on Assets (ROA)?
1.65%.
How much are total loans and leases?
$155.79M (latest filing).
What is the total interest income (latest filing)?
$3.66M.