First Mid Bank & Trust, National Association
Mattoon, IL
IDRSSD: 762447
Total Assets
$7.77B
Latest filing
Total Deposits
$6.36B
Latest filing
Net Interest Margin
3.91%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Mid Bank & Trust, National Association
1515 Charleston Ave
Mattoon, IL 61938
Full Service - Brick and Mortar
Updated 11/14/2025Established 02/08/1865FDIC Certificate 2374
Branches (72)
Page 1 of 11| Name | Address | City / State |
|---|---|---|
| First Mid Bank & Trust, National Association (Main) | 1515 Charleston Ave | Mattoon, IL |
| COLUMBIA BRANCH | 3855 Forum Blvd | Columbia, MO |
| SULLIVAN FACILITY | 200 S Hamilton St | Sullivan, IL |
| MCHENRY BANKING CENTER BRANCH | 3814 W Elm St | Mchenry, IL |
| CROSS COUNTY FACILITY | 333 Broadway Ave E | Mattoon, IL |
| TUSCOLA FACILITY | 410 S Main St | Tuscola, IL |
| CREVE COEUR FACILITY | 12501 Olive Blvd | Creve Coeur, MO |
| CONCORD VILLAGE BRANCH | 5475 Southfield Ctr | St. Louis, MO |
Showing 7 of 72
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 02/08/1865 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 61938 |
| State and County Number | 17029 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Charleston-Mattoon, IL |
Operational Info
| Number of Employees | 1,018 |
| Domestic Offices | 79 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 12/01/2023 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstmid.com |
| Data Updated | 11/14/2025 |
| CERT | 3705 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $7.77B |
| Total Deposits | $6.36B |
| Total Liabilities | $6.84B |
| Total Equity Capital | $925.74M |
| Net Income | $21.69M |
| Net Loans and Leases | $5.75B |
| Assets Per Employee ($Millions) | $7.77M |
| Bank Premises and Fixed Assets | $100.07M |
| Cash and Balances due from Depository Institutions | $275.13M |
| Deposits Held in Domestic Offices | $6.36B |
Key Performance Ratios
| Return on Assets (ROA) | 1.13% |
| Return on Equity (ROE) | 9.52% |
| Net Interest Margin | 3.91% |
| Efficiency Ratio | 57.17% |
| Tier 1 Risk-Based Capital Ratio | 13.54% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.18% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 11.916% |
| Earning Assets to total Assets | 90.44% |
Income and Expense
| Total Interest Income | $96.25M |
| Total Noninterest Income | $14.73M |
| Total Interest Expense | $28.47M |
| Total Noninterest Expense | $49.30M |
| Net Interest Income | $67.78M |
| Pre-tax Net Operating Income | $29.83M |
| Provision for Credit Losses | $3.38M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $1.46M |
| Other borrowed funds | $245.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $76.00k |
| Federal Funds Purchased and Repurchased Agreement | $200.51M |
| All Other Liabilities | $41.30M |
| Total Liabilities and Capital | $7.77B |
Securities
| Securities | $1.09B |
| Available-for-sale debt securities | $1.09B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.38M |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Mid Bank & Trust, National Association?
$7.77B as of the latest filing.
How much are First Mid Bank & Trust, National Association's total deposits?
$6.36B in total deposits.
Where is First Mid Bank & Trust, National Association located?
Mattoon, IL.
What is the Net Interest Margin?
3.91%.
How many domestic offices does it operate?
79.
When was it established?
02/08/1865.
What is the Return on Assets (ROA)?
1.13%.
How much are total loans and leases?
$5.75B (latest filing).
What is the total interest income (latest filing)?
$96.25M.