First American Bank
Elk Grove Village, IL
IDRSSD: 850036
Total Assets
$8.07B
Latest filing
Total Deposits
$5.07B
Latest filing
Net Interest Margin
3.72%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First American Bank
700 Busse Rd
Elk Grove Village, IL 60007
Full Service - Brick and Mortar
Updated 11/14/2025Established 03/26/1901FDIC Certificate 2335
Branches (58)
Page 1 of 9| Name | Address | City / State |
|---|---|---|
| First American Bank (Main) | 700 Busse Rd | Elk Grove Village, IL |
| NORTH ELSTON BRANCH | 5000 N Elston Ave | Chicago, IL |
| JOLIET BRANCH | 1818 W Jefferson St | Joliet, IL |
| KANKAKEE BRANCH | 101 Meadowview Ctr | Kankakee, IL |
| MIAMI BRANCH | 1801 Sw 1st St | Miami, FL |
| STRATFORD BRANCH | 80 Stratford Square Drive | Bloomingdale, IL |
| DUNDEE BRANCH | 218 W Main St | Dundee, IL |
| NAPERVILLE BRANCH | 700 E Ogden Ave | Naperville, IL |
Showing 7 of 58
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 03/26/1901 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 60007 |
| State and County Number | 17031 |
| Subchapter S Corporations | Yes |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Chicago-Naperville-Elgin, IL-IN-WI |
Operational Info
| Number of Employees | 888 |
| Domestic Offices | 59 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.firstambank.com |
| Data Updated | 11/14/2025 |
| CERT | 3657 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $8.07B |
| Total Deposits | $5.07B |
| Total Liabilities | $7.43B |
| Total Equity Capital | $639.27M |
| Net Income | $35.73M |
| Net Loans and Leases | $3.07B |
| Assets Per Employee ($Millions) | $9.17M |
| Bank Premises and Fixed Assets | $85.49M |
| Cash and Balances due from Depository Institutions | $134.81M |
| Deposits Held in Domestic Offices | $5.07B |
Key Performance Ratios
| Return on Assets (ROA) | 1.77% |
| Return on Equity (ROE) | 22.93% |
| Net Interest Margin | 3.72% |
| Efficiency Ratio | 54.39% |
| Tier 1 Risk-Based Capital Ratio | 13.619% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.07% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 7.921% |
| Earning Assets to total Assets | 94.94% |
Income and Expense
| Total Interest Income | $112.87M |
| Total Noninterest Income | $12.55M |
| Total Interest Expense | $41.31M |
| Total Noninterest Expense | $46.82M |
| Net Interest Income | $71.56M |
| Pre-tax Net Operating Income | $35.80M |
| Provision for Credit Losses | $1.50M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $421.00k |
| Other borrowed funds | $2.28B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $81.56M |
| Total Liabilities and Capital | $8.07B |
Securities
| Securities | $4.55B |
| Available-for-sale debt securities | $4.55B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $196.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First American Bank?
$8.07B as of the latest filing.
How much are First American Bank's total deposits?
$5.07B in total deposits.
Where is First American Bank located?
Elk Grove Village, IL.
What is the Net Interest Margin?
3.72%.
How many domestic offices does it operate?
59.
When was it established?
03/26/1901.
What is the Return on Assets (ROA)?
1.77%.
How much are total loans and leases?
$3.07B (latest filing).
What is the total interest income (latest filing)?
$112.87M.