First American Bank

Elk Grove Village, IL
IDRSSD: 850036
Total Assets
$8.11B
Latest filing
Total Deposits
$5.10B
Latest filing
Net Interest Margin
3.75%
Profitability

Key People

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Locations

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Main Office
First American Bank
700 Busse Rd
Elk Grove Village, IL 60007
Full Service - Brick and Mortar
Updated 01/30/2026Established 03/26/1901FDIC Certificate 2335

Branches (58)

Page 1 of 9
NameAddressCity / State
First American Bank (Main)700 Busse RdElk Grove Village, IL
NORTH ELSTON BRANCH5000 N Elston AveChicago, IL
JOLIET BRANCH1818 W Jefferson StJoliet, IL
KANKAKEE BRANCH101 Meadowview CtrKankakee, IL
MIAMI BRANCH1801 Sw 1st StMiami, FL
STRATFORD BRANCH80 Stratford Square DriveBloomingdale, IL
DUNDEE BRANCH218 W Main StDundee, IL
NAPERVILLE BRANCH700 E Ogden AveNaperville, IL
Showing 7 of 58

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date03/26/1901
Community BankYes
Ownership TypeNot Mutual
ZIP60007
State and County Number17031
Subchapter S CorporationsYes
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number07
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictChicago
Core Based Statistical Area NameChicago-Naperville-Elgin, IL-IN-WI

Operational Info

Number of Employees880
Domestic Offices59
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.firstambank.com
Data Updated01/30/2026
CERT3657
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.11B
Total Deposits$5.10B
Total Liabilities$7.42B
Total Equity Capital$688.88M
Net Income$36.71M
Net Loans and Leases$3.14B
Assets Per Employee ($Millions)$9.21M
Bank Premises and Fixed Assets$86.52M
Cash and Balances due from Depository Institutions$107.45M
Deposits Held in Domestic Offices$5.10B

Key Performance Ratios

Return on Assets (ROA)1.81%
Return on Equity (ROE)22.11%
Net Interest Margin3.75%
Efficiency Ratio56.33%
Tier 1 Risk-Based Capital Ratio14.272%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.49%
Earning Assets to total Assets95.49%

Income and Expense

Total Interest Income$110.38M
Total Noninterest Income$11.04M
Total Interest Expense$38.10M
Total Noninterest Expense$48.00M
Net Interest Income$72.29M
Pre-tax Net Operating Income$36.33M
Provision for Credit Losses$-1,000,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$206.00k
Other borrowed funds$2.25B
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$82.19M
Total Liabilities and Capital$8.11B

Securities

Securities$4.54B
Available-for-sale debt securities$4.54B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$148.00k
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First American Bank?
$8.11B as of the latest filing.
How much are First American Bank's total deposits?
$5.10B in total deposits.
Where is First American Bank located?
Elk Grove Village, IL.
What is the Net Interest Margin?
3.75%.
How many domestic offices does it operate?
59.
When was it established?
03/26/1901.
What is the Return on Assets (ROA)?
1.81%.
How much are total loans and leases?
$3.14B (latest filing).
What is the total interest income (latest filing)?
$110.38M.