First Federal Savings & Loan Association of Ravenswood
Ravenswood, WV
IDRSSD: 441470
Total Assets
$26.35M
Latest filing
Total Deposits
$23.40M
Latest filing
Net Interest Margin
2.39%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
First Federal Savings & Loan Association of Ravenswood
712 Washington St
Ravenswood, WV 26164
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 42324
Branches (0)
Page 1 of 1| Name | Address | City / State | ||
|---|---|---|---|---|
| No branch data available. | ||||
| First Federal Savings & Loan Association of Ravenswood (Main) | 712 Washington St | Ravenswood, WV | ||
Quarterly Trends
Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).
Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Federal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS |
| Primary Regulator | OCC |
| Established Date | 01/01/1934 |
| Community Bank | Yes |
| Ownership Type | Mutual |
| ZIP | 26164 |
| State and County Number | 54035 |
| Subchapter S Corporations | No |
| Trust Powers | N/A |
| Federal Reserve ID Number | 05 |
| Numeric code | 38 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Atlanta |
| Core Based Statistical Area Name | Charleston, WV |
Operational Info
| Number of Employees | 3 |
| Domestic Offices | 1 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 01/02/2024 |
| Date of Deposit Insurance | 08/09/1989 |
| Primary Insurance Agency | DIF |
| Website | N/A |
| Data Updated | 11/14/2025 |
| CERT | 29490 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $26.35M |
| Total Deposits | $23.40M |
| Total Liabilities | $23.64M |
| Total Equity Capital | $2.71M |
| Net Income | $21.00k |
| Net Loans and Leases | $19.80M |
| Assets Per Employee ($Millions) | $8.78M |
| Bank Premises and Fixed Assets | $388.00k |
| Cash and Balances due from Depository Institutions | $6.00M |
| Deposits Held in Domestic Offices | $23.40M |
Key Performance Ratios
| Return on Assets (ROA) | 0.32% |
| Return on Equity (ROE) | 3.11% |
| Net Interest Margin | 2.39% |
| Efficiency Ratio | 81.7% |
| Tier 1 Risk-Based Capital Ratio | 22.589% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 10.281% |
| Earning Assets to total Assets | 95.72% |
Income and Expense
| Total Interest Income | $344.00k |
| Total Noninterest Income | $3.00k |
| Total Interest Expense | $194.00k |
| Total Noninterest Expense | $125.00k |
| Net Interest Income | $150.00k |
| Pre-tax Net Operating Income | $28.00k |
| Provision for Credit Losses | $0 |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $0 |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $244.00k |
| Total Liabilities and Capital | $26.35M |
Securities
| Securities | $2.00k |
| Available-for-sale debt securities | $0 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $2.00k |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of First Federal Savings & Loan Association of Ravenswood?
$26.35M as of the latest filing.
How much are First Federal Savings & Loan Association of Ravenswood's total deposits?
$23.40M in total deposits.
Where is First Federal Savings & Loan Association of Ravenswood located?
Ravenswood, WV.
What is the Net Interest Margin?
2.39%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
0.32%.
How much are total loans and leases?
$19.80M (latest filing).
What is the total interest income (latest filing)?
$344.00k.