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First Bank of Beloit

Beloit, KS
IDRSSD: 1011553
Total Assets
$105.67M
Latest filing
Total Deposits
$85.25M
Latest filing
Net Interest Margin
3.39%
Profitability
0

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

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Institution Profile

Institution ClassCommercial bank, state charter, Fed member, supervised by FRB
Primary RegulatorFED
Established Date01/01/1884
Community BankYes
Ownership TypeNot Mutual
ZIP67420
State and County Number20123
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number10
Numeric code13
Insured by FDICInstitution closed or not insured by FDIC
Federal Reserve DistrictKansas City
Core Based Statistical Area NameN/A

Operational Info

Number of Employees14
Domestic Offices1
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date06/20/2025
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
WebsiteN/A
Data Updated11/28/2025
CERT4630
Office of The Comptroller District:—
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$105.67M
Total Deposits$85.25M
Total Liabilities$94.11M
Total Equity Capital$11.56M
Net Income$265.00k
Net Loans and Leases$69.47M
Assets Per Employee ($Millions)$7.55M
Bank Premises and Fixed Assets$1.79M
Cash and Balances due from Depository Institutions$2.85M
Deposits Held in Domestic Offices$85.25M

Key Performance Ratios

Return on Assets (ROA)0.98%
Return on Equity (ROE)9.41%
Net Interest Margin3.39%
Efficiency Ratio65.52%
Tier 1 Risk-Based Capital Ratio19.1%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets10.937%
Earning Assets to total Assets92.7%

Income and Expense

Total Interest Income$1.29M
Total Noninterest Income$59.00k
Total Interest Expense$443.00k
Total Noninterest Expense$593.00k
Net Interest Income$846.00k
Pre-tax Net Operating Income$312.00k
Provision for Credit Losses$0
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets—
Other Real Estate Owned$0
Other borrowed funds$7.50M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$1.01M
All Other Liabilities$354.00k
Total Liabilities and Capital$105.67M

Securities

Securities$27.49M
Available-for-sale debt securities$27.34M
Equity securities with readily determinable fair values not held for trading—
Held-to-maturity securities$0
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of First Bank of Beloit?
$105.67M as of the latest filing.
How much are First Bank of Beloit's total deposits?
$85.25M in total deposits.
Where is First Bank of Beloit located?
Beloit, KS.
What is the Net Interest Margin?
3.39%.
How many domestic offices does it operate?
1.
When was it established?
01/01/1884.
What is the Return on Assets (ROA)?
0.98%.
How much are total loans and leases?
$69.47M (latest filing).
What is the total interest income (latest filing)?
$1.29M.