American Savings Bank, FSB

Honolulu, HI
IDRSSD: 54973
Total Assets
$8.79B
Latest filing
Total Deposits
$8.00B
Latest filing
Net Interest Margin
3.59%
Profitability

Locations

Main office and branches. Select to view on the map.

Open map →
Main Office
American Savings Bank, FSB
300 N Beretania St
Honolulu, HI 96817
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/23/1987FDIC Certificate 45360

Branches (35)

Page 1 of 5
NameAddressCity / State
American Savings Bank, FSB (Main)300 N Beretania StHonolulu, HI
HAWAII KAI BRANCH333 Keahole StHonolulu, HI
KAILUA BRANCH200 Hamakua DrKailua, HI
WAIANAE BRANCH86-120 Farrington HwyWaianae, HI
WAIPIO FOODLAND DIGITAL CENTER BRANCH94-1040 Waipio Uka StWaipahu, HI
QUEEN-WARD BRANCH929 Queen StHonolulu, HI
MANOA BRANCH2851 East Manoa RdHonolulu, HI
MCCULLY BRANCH1806 S King StHonolulu, HI
Showing 7 of 35

Quarterly Trends

Tooltip shows Quarter only. Download buttons export the chart only (CSV/PNG with white background).

Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassFederal savings banks, federal charter, supervised by the OCC or (pre-2011) OTS
Primary RegulatorOCC
Established Date01/23/1987
Community BankYes
Ownership TypeNot Mutual
ZIP96817
State and County Number15003
Subchapter S CorporationsNo
Trust PowersN/A
Federal Reserve ID Number12
Numeric code33
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictSan Francisco
Core Based Statistical Area NameUrban Honolulu, HI

Operational Info

Number of Employees971
Domestic Offices36
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance08/09/1989
Primary Insurance AgencyDIF
Websitewww.asbhawaii.com
Data Updated11/14/2025
CERT32526
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.79B
Total Deposits$8.00B
Total Liabilities$8.15B
Total Equity Capital$645.14M
Net Income$19.96M
Net Loans and Leases$6.04B
Assets Per Employee ($Millions)$8.95M
Bank Premises and Fixed Assets$193.26M
Cash and Balances due from Depository Institutions$276.06M
Deposits Held in Domestic Offices$8.00B

Key Performance Ratios

Return on Assets (ROA)0.91%
Return on Equity (ROE)12.65%
Net Interest Margin3.59%
Efficiency Ratio78.28%
Tier 1 Risk-Based Capital Ratio13.168%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets-0.36%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets7.335%
Earning Assets to total Assets90.72%

Income and Expense

Total Interest Income$87.12M
Total Noninterest Income$2.44M
Total Interest Expense$15.41M
Total Noninterest Expense$58.05M
Net Interest Income$71.71M
Pre-tax Net Operating Income$23.92M
Provision for Credit Losses$-7,816,000
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$0
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$0
All Other Liabilities$152.84M
Total Liabilities and Capital$8.79B

Securities

Securities$1.79B
Available-for-sale debt securities$676.96M
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$1.11B
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of American Savings Bank, FSB?
$8.79B as of the latest filing.
How much are American Savings Bank, FSB's total deposits?
$8.00B in total deposits.
Where is American Savings Bank, FSB located?
Honolulu, HI.
What is the Net Interest Margin?
3.59%.
How many domestic offices does it operate?
36.
When was it established?
01/23/1987.
What is the Return on Assets (ROA)?
0.91%.
How much are total loans and leases?
$6.04B (latest filing).
What is the total interest income (latest filing)?
$87.12M.