The Farmers Bank, Frankfort, Indiana
Frankfort, IN
IDRSSD: 423449
Total Assets
$1.14B
Latest filing
Total Deposits
$921.13M
Latest filing
Net Interest Margin
3.44%
Profitability
Key People
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Locations
Main office and branches. Select to view on the map.
Main Office
The Farmers Bank, Frankfort, Indiana
9 E Clinton St
Frankfort, IN 46041
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1876FDIC Certificate 8125
Branches (10)
Page 1 of 2| Name | Address | City / State |
|---|---|---|
| The Farmers Bank, Frankfort, Indiana (Main) | 9 E Clinton St | Frankfort, IN |
| KIRKLIN BRANCH | 110 North Main Street | Kirklin, IN |
| MICHIGANTOWN BRANCH | 219 Main St | Michigantown, IN |
| MULBERRY BRANCH | 145 E Jackson St | Mulberry, IN |
| WESLEY MANOR BRANCH | 1555 N Main St | Frankfort, IN |
| SHERIDAN BRANCH | 987 S White Ave | Sheridan, IN |
| LEBANON BRANCH | 2304 N Lebanon St | Lebanon, IN |
| FISHERS BRANCH | 7126 E 116th St | Fishers, IN |
Showing 7 of 10
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 01/01/1876 |
| Community Bank | Yes |
| Ownership Type | Not Mutual |
| ZIP | 46041 |
| State and County Number | 18023 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 07 |
| Numeric code | 21 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | Chicago |
| Core Based Statistical Area Name | Frankfort, IN |
Operational Info
| Number of Employees | 147 |
| Domestic Offices | 11 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 08/31/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.thefarmersbank.com |
| Data Updated | 01/30/2026 |
| CERT | 12828 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $1.14B |
| Total Deposits | $921.13M |
| Total Liabilities | $1.04B |
| Total Equity Capital | $95.50M |
| Net Income | $2.84M |
| Net Loans and Leases | $797.63M |
| Assets Per Employee ($Millions) | $7.75M |
| Bank Premises and Fixed Assets | $19.10M |
| Cash and Balances due from Depository Institutions | $71.47M |
| Deposits Held in Domestic Offices | $921.13M |
Key Performance Ratios
| Return on Assets (ROA) | 1.01% |
| Return on Equity (ROE) | 12.1% |
| Net Interest Margin | 3.44% |
| Efficiency Ratio | 66.13% |
| Tier 1 Risk-Based Capital Ratio | 0% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.12% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 8.382% |
| Earning Assets to total Assets | 93.3% |
Income and Expense
| Total Interest Income | $15.35M |
| Total Noninterest Income | $1.79M |
| Total Interest Expense | $6.30M |
| Total Noninterest Expense | $7.17M |
| Net Interest Income | $9.05M |
| Pre-tax Net Operating Income | $3.32M |
| Provision for Credit Losses | $350.00k |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $0 |
| Other borrowed funds | $105.00M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $6.29M |
| All Other Liabilities | $11.39M |
| Total Liabilities and Capital | $1.14B |
Securities
| Securities | $202.82M |
| Available-for-sale debt securities | $202.82M |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $0 |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of The Farmers Bank, Frankfort, Indiana?
$1.14B as of the latest filing.
How much are The Farmers Bank, Frankfort, Indiana's total deposits?
$921.13M in total deposits.
Where is The Farmers Bank, Frankfort, Indiana located?
Frankfort, IN.
What is the Net Interest Margin?
3.44%.
How many domestic offices does it operate?
11.
When was it established?
01/01/1876.
What is the Return on Assets (ROA)?
1.01%.
How much are total loans and leases?
$797.63M (latest filing).
What is the total interest income (latest filing)?
$15.35M.