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RSSD 1190476

IDRSSD: 1190476
Total Assets
Latest filing
Total Deposits
Latest filing
Net Interest Margin
Profitability

Asset Quality

RC-N as of 2025-12-31.

Headline ratios

Noncurrent Loan Ratio
0.95%
Latest period
Net Charge-Offs (ann.)
0.71%
Latest period
Texas Ratio
10.96%
Latest period
ALLL / Noncurrent
125.34%
Latest period
ALLL / Loans
1.19%
Latest period

Current quarter — absolute dollars

Noncurrent Loans
$111.7M
Latest period
ALLL
$140.0M
Latest period
Other Real Estate Owned
$81.5M
Latest period
Tier 1 Capital
$1.6B
Latest period

Noncurrent + ALLL trend

Definitions + sources

Source
FFIEC RC-N via CallReport_Financials (MDRMs: NCLN, LNATRES, ORE, RBCT1J, LNLSNET, ELNATRYQ) and FDIC precomputed ratios in CallReport_FdicData (NCLNLSR, NTLNLSQR, LNATRESR).
Texas Ratio
(Noncurrent loans + OREO) / (Tier 1 capital + ALLL). Values above 100% historically correlate with bank failure.
Coverage
ALLL / Noncurrent loans. Higher is better — supervisors look for at least 100%.

Generated: 2026-04-27 03:08:14 UTC