Discover Bank
Greenwood, DE
IDRSSD: 30810
Total Assets
$145.41B
Latest filing
Total Deposits
$114.28B
Latest filing
Net Interest Margin
10.63%
Profitability
Key People
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Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, state charter, Fed non-member, and supervised by the FDIC |
| Primary Regulator | FDIC |
| Established Date | 08/30/1911 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 19950 |
| State and County Number | 10005 |
| Subchapter S Corporations | No |
| Trust Powers | Trust Powers Not Granted |
| Federal Reserve ID Number | 03 |
| Numeric code | 21 |
| Insured by FDIC | Institution closed or not insured by FDIC |
| Federal Reserve District | NEW YORK |
| Core Based Statistical Area Name | N/A |
Operational Info
| Number of Employees | 13,428 |
| Domestic Offices | 2 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/18/2025 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.discover.com |
| Data Updated | 2/13/2026 |
| CERT | 5649 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $145.41B |
| Total Deposits | $114.28B |
| Total Liabilities | $131.19B |
| Total Equity Capital | $14.22B |
| Net Income | $1.05B |
| Net Loans and Leases | $109.30B |
| Assets Per Employee ($Millions) | $10.83M |
| Bank Premises and Fixed Assets | $245.13M |
| Cash and Balances due from Depository Institutions | $11.57B |
| Deposits Held in Domestic Offices | $114.28B |
Key Performance Ratios
| Return on Assets (ROA) | 2.9% |
| Return on Equity (ROE) | 29.83% |
| Net Interest Margin | 10.63% |
| Efficiency Ratio | 34.15% |
| Tier 1 Risk-Based Capital Ratio | 14,181,325% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 3.42% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.779% |
| Earning Assets to total Assets | 96.53% |
Income and Expense
| Total Interest Income | $4.96B |
| Total Noninterest Income | $270.08M |
| Total Interest Expense | $1.23B |
| Total Noninterest Expense | $1.36B |
| Net Interest Income | $3.73B |
| Pre-tax Net Operating Income | $1.39B |
| Provision for Credit Losses | $1.24B |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | — |
| Other Real Estate Owned | $1.58M |
| Other borrowed funds | $10.57B |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $0 |
| All Other Liabilities | $5.09B |
| Total Liabilities and Capital | $145.41B |
Securities
| Securities | $20.24B |
| Available-for-sale debt securities | $19.23B |
| Equity securities with readily determinable fair values not held for trading | — |
| Held-to-maturity securities | $273.31M |
| Subordinated Debt | $1.25B |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Discover Bank?
$145.41B as of the latest filing.
How much are Discover Bank's total deposits?
$114.28B in total deposits.
Where is Discover Bank located?
Greenwood, DE.
What is the Net Interest Margin?
10.63%.
How many domestic offices does it operate?
2.
When was it established?
08/30/1911.
What is the Return on Assets (ROA)?
2.9%.
How much are total loans and leases?
$109.30B (latest filing).
What is the total interest income (latest filing)?
$4.96B.