Community Bank, National Association
Canton, NY
IDRSSD: 202907
Total Assets
$16.66B
Latest filing
Total Deposits
$14.22B
Latest filing
Net Interest Margin
3.43%
Profitability
Locations
Main office and branches. Select to view on the map.
Main Office
Community Bank, National Association
45-49 Court Street
Canton, NY 13617
Limited Service - Administrative
Updated 11/14/2025Established 01/01/1866FDIC Certificate 4679
Branches (195)
Page 1 of 28| Name | Address | City / State |
|---|---|---|
| Community Bank, National Association (Main) | 45-49 Court Street | Canton, NY |
| ONEIDA 182 MAIN STREET BRANCH | 182 Main St | Oneida, NY |
| WATERTOWN 216 WASHINGTON ST BRANCH | 216 Washington St | Watertown, NY |
| OLEAN N UNION ST BRANCH | 201 N Union St | Olean, NY |
| NORTH CREEK BRANCH | 244 Main St | North Creek, NY |
| INDIAN LAKE BRANCH | 6321 Route 30 | Indian Lake, NY |
| LONG LAKE BRANCH | 1199 Main St | Long Lake, NY |
| DUNKIRK CENTRAL AVE BRANCH | 345 Central Ave | Dunkirk, NY |
Showing 7 of 195
Quarterly Trends
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Total Assets vs Total Liabilities
Loans & Leases vs Deposits
Interest Income vs Expense
Net Interest Income
Noninterest Expense vs Income
Net Income
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Institution Profile
| Institution Class | Commercial bank, national (federal) charter, Fed member, and supervised by the OCC |
| Primary Regulator | OCC |
| Established Date | 01/01/1866 |
| Community Bank | No |
| Ownership Type | Not Mutual |
| ZIP | 13617 |
| State and County Number | 36089 |
| Subchapter S Corporations | No |
| Trust Powers | Full Trust Powers Granted |
| Federal Reserve ID Number | 02 |
| Numeric code | 3 |
| Insured by FDIC | Institutions that are currently open and insured by the FDIC |
| Federal Reserve District | New York |
| Core Based Statistical Area Name | Ogdensburg-Massena, NY |
Operational Info
| Number of Employees | 2,062 |
| Domestic Offices | 207 |
| Foreign Offices | 0 |
| US Offices | 0 |
| Directly owned by another bank (CERT) | No |
| Last Structure Change Effective Date | 05/14/2022 |
| Date of Deposit Insurance | 01/01/1934 |
| Primary Insurance Agency | DIF |
| Website | www.cbna.com |
| Data Updated | 11/14/2025 |
| CERT | 6989 |
| Office of The Comptroller District: | — |
| Office of Thrift Supervision Region | N/A |
Financial Summary
| Total Assets | $16.66B |
| Total Deposits | $14.22B |
| Total Liabilities | $15.10B |
| Total Equity Capital | $1.55B |
| Net Income | $47.04M |
| Net Loans and Leases | $10.67B |
| Assets Per Employee ($Millions) | $8.15M |
| Bank Premises and Fixed Assets | $206.19M |
| Cash and Balances due from Depository Institutions | $221.69M |
| Deposits Held in Domestic Offices | $14.22B |
Key Performance Ratios
| Return on Assets (ROA) | 1.14% |
| Return on Equity (ROE) | 12.35% |
| Net Interest Margin | 3.43% |
| Efficiency Ratio | 57.4% |
| Tier 1 Risk-Based Capital Ratio | 12.501% |
| Net Loans and Leases to Core Deposits | 0% |
| Credit Loss Provision to Assets | 0.15% |
| Cash Dividends to Net Income (YTD Only) | 0% |
| Equity Capital to Assets | 9.317% |
| Earning Assets to total Assets | 90.04% |
Income and Expense
| Total Interest Income | $176.83M |
| Total Noninterest Income | $33.38M |
| Total Interest Expense | $49.54M |
| Total Noninterest Expense | $92.97M |
| Net Interest Income | $127.29M |
| Pre-tax Net Operating Income | $61.54M |
| Provision for Credit Losses | $6.16M |
| Discontinued Operations (Extraordinary Gains - Net) | $0 |
Additional Financial Info
| Goodwill and Other Intangibles | $0 |
| All Other Assets | $0 |
| Other Real Estate Owned | $7.85M |
| Other borrowed funds | $539.18M |
| Federal Funds Sold & Reverse Repurchase Agreement | $0 |
| Federal Funds Purchased and Repurchased Agreement | $224.17M |
| All Other Liabilities | $124.46M |
| Total Liabilities and Capital | $16.66B |
Securities
| Securities | $4.30B |
| Available-for-sale debt securities | $2.85B |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Held-to-maturity securities | $1.44B |
| Subordinated Debt | $0 |
| Trading Account Assets | $0 |
| Trading Liabilities | $0 |
Frequently Asked Questions
What are the total assets of Community Bank, National Association?
$16.66B as of the latest filing.
How much are Community Bank, National Association's total deposits?
$14.22B in total deposits.
Where is Community Bank, National Association located?
Canton, NY.
What is the Net Interest Margin?
3.43%.
How many domestic offices does it operate?
207.
When was it established?
01/01/1866.
What is the Return on Assets (ROA)?
1.14%.
How much are total loans and leases?
$10.67B (latest filing).
What is the total interest income (latest filing)?
$176.83M.