Tompkins Community Bank

Ithaca, NY
IDRSSD: 433608
Total Assets
$8.68B
Latest filing
Total Deposits
$7.13B
Latest filing
Net Interest Margin
3.42%
Profitability

Routing numbers

Primary routing transit numbers associated with this institution.

4 routesView all
021302648ITHACA, NY021911398ITHACA, NY022306818ITHACA, NY031312194ITHACA, NY

Key People

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Locations

Main office and branches. Select to view on the map.

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Main Office
Tompkins Community Bank
118 E Seneca St
Ithaca, NY 14850
Full Service - Brick and Mortar
Updated 01/30/2026Established 01/01/1934FDIC Certificate 407

Branches (58)

Page 1 of 9
NameAddressCity / State
Tompkins Community Bank (Main)118 E Seneca StIthaca, NY
PLAZA BRANCH775 S Meadow StIthaca, NY
TRIPHAMMER BRANCH2251 N Triphammer RdLansing Township, NY
TRUMANSBURG BRANCH2 W Main StTrumansburg, NY
WEST SENECA STREET BRANCH701 W Seneca StIthaca, NY
DRYDEN BRANCH139 North Street ExtensionDryden, NY
PUBLIC ACCOMMODATION BRANCH116 E Seneca StIthaca, NY
EAST HILL PLAZA BRANCH1012 Ellis Hollow RdIthaca, NY
Showing 7 of 58

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankNo
Ownership TypeNot Mutual
ZIP14850
State and County Number36109
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameIthaca, NY

Operational Info

Number of Employees830
Domestic Offices59
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.tompkinsbank.com
Data Updated01/30/2026
CERT609
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.68B
Total Deposits$7.13B
Total Liabilities$7.89B
Total Equity Capital$791.95M
Net Income$-31,554,000
Net Loans and Leases$6.43B
Assets Per Employee ($Millions)$10.29M
Bank Premises and Fixed Assets$98.53M
Cash and Balances due from Depository Institutions$133.03M
Deposits Held in Domestic Offices$7.13B

Key Performance Ratios

Return on Assets (ROA)-1.48%
Return on Equity (ROE)-16.71%
Net Interest Margin3.42%
Efficiency Ratio55.67%
Tier 1 Risk-Based Capital Ratio11.48%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.05%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets9.126%
Earning Assets to total Assets94.6%

Income and Expense

Total Interest Income$100.91M
Total Noninterest Income$16.55M
Total Interest Expense$31.85M
Total Noninterest Expense$47.66M
Net Interest Income$69.06M
Pre-tax Net Operating Income$36.98M
Provision for Credit Losses$978.00k
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets
Other Real Estate Owned$229.00k
Other borrowed funds$564.45M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$95.57M
All Other Liabilities$92.29M
Total Liabilities and Capital$8.68B

Securities

Securities$1.70B
Available-for-sale debt securities$1.38B
Equity securities with readily determinable fair values not held for trading
Held-to-maturity securities$312.53M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Tompkins Community Bank?
$8.68B as of the latest filing.
How much are Tompkins Community Bank's total deposits?
$7.13B in total deposits.
Where is Tompkins Community Bank located?
Ithaca, NY.
What is the Net Interest Margin?
3.42%.
How many domestic offices does it operate?
59.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
-1.48%.
How much are total loans and leases?
$6.43B (latest filing).
What is the total interest income (latest filing)?
$100.91M.