Tompkins Community Bank

Ithaca, NY
IDRSSD: 433608
Total Assets
$8.43B
Latest filing
Total Deposits
$7.10B
Latest filing
Net Interest Margin
3.24%
Profitability

Locations

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Main Office
Tompkins Community Bank
118 E Seneca St
Ithaca, NY 14850
Full Service - Brick and Mortar
Updated 11/14/2025Established 01/01/1934FDIC Certificate 407

Branches (58)

Page 1 of 9
NameAddressCity / State
Tompkins Community Bank (Main)118 E Seneca StIthaca, NY
PLAZA BRANCH775 S Meadow StIthaca, NY
TRIPHAMMER BRANCH2251 N Triphammer RdLansing Township, NY
TRUMANSBURG BRANCH2 W Main StTrumansburg, NY
WEST SENECA STREET BRANCH701 W Seneca StIthaca, NY
DRYDEN BRANCH139 North Street ExtensionDryden, NY
PUBLIC ACCOMMODATION BRANCH116 E Seneca StIthaca, NY
EAST HILL PLAZA BRANCH1012 Ellis Hollow RdIthaca, NY
Showing 7 of 58

Quarterly Trends

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Total Assets vs Total Liabilities

Loans & Leases vs Deposits

Interest Income vs Expense

Net Interest Income

Noninterest Expense vs Income

Net Income

Institution Profile

Institution ClassCommercial bank, state charter, Fed non-member, and supervised by the FDIC
Primary RegulatorFDIC
Established Date01/01/1934
Community BankNo
Ownership TypeNot Mutual
ZIP14850
State and County Number36109
Subchapter S CorporationsNo
Trust PowersFull Trust Powers Granted
Federal Reserve ID Number02
Numeric code21
Insured by FDICInstitutions that are currently open and insured by the FDIC
Federal Reserve DistrictNew York
Core Based Statistical Area NameIthaca, NY

Operational Info

Number of Employees836
Domestic Offices59
Foreign Offices0
US Offices0
Directly owned by another bank (CERT)No
Last Structure Change Effective Date08/31/2022
Date of Deposit Insurance01/01/1934
Primary Insurance AgencyDIF
Websitewww.tompkinsbank.com
Data Updated11/14/2025
CERT609
Office of The Comptroller District:
Office of Thrift Supervision RegionN/A

Financial Summary

Total Assets$8.43B
Total Deposits$7.10B
Total Liabilities$7.71B
Total Equity Capital$718.85M
Net Income$22.94M
Net Loans and Leases$6.23B
Assets Per Employee ($Millions)$10.16M
Bank Premises and Fixed Assets$98.02M
Cash and Balances due from Depository Institutions$193.29M
Deposits Held in Domestic Offices$7.10B

Key Performance Ratios

Return on Assets (ROA)1.09%
Return on Equity (ROE)12.99%
Net Interest Margin3.24%
Efficiency Ratio58.68%
Tier 1 Risk-Based Capital Ratio11.655%
Net Loans and Leases to Core Deposits0%
Credit Loss Provision to Assets0.12%
Cash Dividends to Net Income (YTD Only)0%
Equity Capital to Assets8.526%
Earning Assets to total Assets94.28%

Income and Expense

Total Interest Income$98.06M
Total Noninterest Income$15.19M
Total Interest Expense$34.18M
Total Noninterest Expense$46.41M
Net Interest Income$63.88M
Pre-tax Net Operating Income$30.16M
Provision for Credit Losses$2.49M
Discontinued Operations (Extraordinary Gains - Net)$0

Additional Financial Info

Goodwill and Other Intangibles$0
All Other Assets$0
Other Real Estate Owned$0
Other borrowed funds$444.87M
Federal Funds Sold & Reverse Repurchase Agreement$0
Federal Funds Purchased and Repurchased Agreement$80.81M
All Other Liabilities$90.93M
Total Liabilities and Capital$8.43B

Securities

Securities$1.60B
Available-for-sale debt securities$1.29B
Equity securities with readily determinable fair values not held for trading$0
Held-to-maturity securities$312.51M
Subordinated Debt$0
Trading Account Assets$0
Trading Liabilities$0

Frequently Asked Questions

What are the total assets of Tompkins Community Bank?
$8.43B as of the latest filing.
How much are Tompkins Community Bank's total deposits?
$7.10B in total deposits.
Where is Tompkins Community Bank located?
Ithaca, NY.
What is the Net Interest Margin?
3.24%.
How many domestic offices does it operate?
59.
When was it established?
01/01/1934.
What is the Return on Assets (ROA)?
1.09%.
How much are total loans and leases?
$6.23B (latest filing).
What is the total interest income (latest filing)?
$98.06M.